Holidaymakers may think that their passport and tickets are the most important things they need to take away with them, but one expert has suggested that travel insurance is just as crucial.
Ian Bradley, spokesperson for the Association of Independent Tour Operators (AITO), stressed that it is an integral part of any trip which is being taken overseas.
"Many countries regularly update advice for travellers and insurance is just one of the ever changing variables," he highlighted.
Not only is it imperative that a holidaymaker is covered for all their usual activities, he emphasised, but also those which are more adventurous.
Researching a particular destination can go a long way, Mr Bradley stressed, as different countries will have different policies on what they require tourists to have in place.
For example, it has been reported that the Cuban Executive Committee of the Council of Ministers will require foreigners and natives living in other countries to have a travel insurance policy with medical cover if they enter the area.
Foreigners with temporary residence in Cuba also should have a health insurance policy during their stay on the Caribbean island as of May 1st.
Sean Tipton, spokesperson at ABTA – The Travel Association, recently advised holidaymakers not to be solely driven by price when it comes to selecting a policy.
"It's always good advice when buying anything to shop around and see what kind of deals are on offer, but you need to bear in mind that [with] insurance, like any other product, the levels of cover on offer can vary quite drastically," he emphasised.
One way of reducing costs is by taking out an annual policy if more than one trip is likely to be made in a year, Mr Tipton advised.
Taking note of policy excesses is also crucial, the expert added. |
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