Holidaymakers should not try and cut the cost of their break by failing to take out travel insurance, it has been stressed.
Sean Tipton, spokesperson at Abta - The Travel Association, said that it does not matter where a person decides to buy their policy from, just so long as they have one in place.
"One easy way to save money on that, if you're the kind of person who takes a number of trips, perhaps two or more trips a year, is to buy an annual policy rather than individual policies; it's a cheaper way of doing it," he advised.
Mr Tipton advised people to make sure they take a look at the policy excesses when deciding which is the right travel insurance product.
Trips to the US, for example, need to have a significant amount of cover for medical bills, he recommended.
Both Abta and the Association of British Insurers suggest taking out medical cover of at least £2 million, he said, which will cover anyone for a worst case scenario.
"We come across every year situations where people have travelled abroad either uninsured or they haven't declared they have a pre-existing medical condition and that's meant that they've ended up with a massive bill," the expert revealed.
Cheaper policies will not always offer the level of cover a person requires, Mr Tipton highlighted, as different travel insurance will provide different levels of protection.
A recent poll by Simonseeks.com found that more than half of people who holidayed in the UK last year plan to travel abroad in 2010.
Furthermore, 56 per cent of those surveyed are to turn their backs on 'staycations' in 2010 and plan to head for sun, sea and warmer climates. |
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