As the recession and financial downturn continues in the UK, those buying home insurance are likely to be looking for the cheapest possible deals.
However, people purchasing a policy have been warned by Sainsbury's not to make decisions too quickly.
Neil Laird, Sainsbury's home insurance manager, claims that Brits need to ensure they are checking the quality and level of cover provided by each policy before selecting it.
This is because many go for the cheapest option, especially when trying to cut back on spending, which may not offer the best protection.
Mr Laird explained: "home insurance policies vary a great deal so it is essential people compare them not only on price but also on the level of cover they provide."
Sainsbury's home insurance has also claimed recently that more Brits are taking out loans to make improvements to their properties, instead of moving house.
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