New government plans could help to reduce car insurance costs for those motorists with valid policies.
The AA has welcomed new proposals that will crackdown on many drivers who neglect to purchase car insurance. Plans announced by the Department of Transport will make it against the law to keep uninsured vehicles even if they are not driven on the road - apart from if the owners have a valid Statutory Off Road Notice in place.
Anyone ignoring the rules could face a £100 fine or even have their vehicles seized and crushed by the department.
Andrew Howard, head of public affairs at the AA, explained that the changes to the law could play an important role in lowering car insurance costs for law-abiding drivers as well as clamping down on those who refuse to pay for valid cover.
"If it creates fear amongst the right kind of people you should reach a situation where the number of uninsured drivers decreases, the number of accidents involving uninsured drivers decreases and therefore the levy that we have to pay on our insurance to cover them decreases as well," said Mr Howard.
Data from the Motor Insurance Bureau suggests that uninsured driving costs over £500 million each year and adds an additional £30 to every driver's annual car insurance policy. In addition, uninsured drivers are responsible for the deaths of 160 people every year on UK roads.
There are a number of other ways for car insurance customers to save money on their policies including using price comparison websites to shop around for the best deals. Other options to help ensure cheaper car insurance quotes include installing anti-theft devices such as vehicles trackers, steering wheel locks, alarms and immobilisers.
Compare prices from lots of car insurance websites with our car insurance quote system. |