Drivers may be running the risk of crashing their vehicle and increasing their car insurance premium by using a hands-free mobile phone device, a study shows.
Research for Direct Line, conducted by Transport Research Laboratory, discovered that when using a hands-free mobile, a motorist's reaction times are 30 per cent slower than when driving while over the legal limit.
This can apply to situations when the driver has to quickly apply the brakes or steer away from danger.
Maggie Game, head of car insurance at Direct Line, said: "Given that drink driving was responsible for 14,480 casualties, including 460 deaths, on the road in 2007, the potential for casualties from mobile phone use is frightening."
An investigation by Virgin Money recently revealed that Swansea is the car insurance claim capital of the UK, with the area procuring more applications than anywhere else in Britain.
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