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Britons who own a second home abroad should ensure they have sufficient contents insurance, one organisation has advised.

According to the AA, it is essential that homeowners have cover for all items, including carpets and curtains.

Ian Crowder, public relations manager for the AA, said: "You're probably not going to have as much as you would in your home. You might have a television and you might have a hi-fi. A lot of things you'd take with you."

However, he said that homeowners still had a duty of care to ensure that properties were secured and warned that people who went out for the day and left their window open were unlikely to get a "sympathetic ear from the insurer".

Research by Zurich Private Clients suggested that one in ten people do not have insurance for their holiday homes, despite the average second home housing contents worth £15,200.

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