Many home insurance policies are still offering people good value for money, new statistics show.
According to the AA's British Insurance Premium Index, the Shoparound Index, which is an average of the lowest three premiums for each customer, revealed a fall of just under 0.7 per cent in the cost of a policy.
This means that the average Brit now has to pay £122.77 for their home insurance cover.
Similarly, premiums quoted for contents insurance fell by 1.6 per cent to £122.98.
The AA believes that the offers being made by many companies to attract new customers is contributing to the falling premiums, but highlighted that shopping around will still ensure that people get the best deal.
Simon Douglas, director of AA Insurance, said it is "that the industry demonstrates that insurance is about value and service, not just price".
Recently, people were advised by Sainsbury's that leaving their home for a long period of time increases the chance of making a home insurance claim.
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