As things go bang in the night this November 5th, homeowners are being urged to do what they can to avoid becoming a statistic.
Figures from Axa Insurance show that malicious damage claims on Bonfire Night top the rankings for the whole year - 350 per cent greater than on the average day.
Damage to property when fireworks are pushed through letterboxes, alongside the theft of items such as fencing panels to put on bonfires, gave rise to home insurance claims received by Axa last year, highlighting the need for homeowners to remain vigilant.
"People should take extra care to ensure windows and doors are locked, garden gates are secured and outbuildings, such as garages or sheds are locked," advised Nick Kidd, head of household at Axa.
"Any sort of damage caused to another person's property is not only anti-social but also a criminal offence and while insurance can pick up the cost, it can't deal with the emotional trauma," Mr Kidd continued.
He also urged homeowners to check their home insurance policy to see if they are covered by a home assistance package, where tradesman will visit within hours to make the property secure.
Those who are staying at home to host their own fireworks display must also take care and ensure they have adequate safety precautions in place, adds Swinton.
It highlights safety advice from the Royal Society for the Prevention of Accidents, which urges people to follow the instructions carefully, keep fireworks stored safely and securely and never use paraffin or petrol on a bonfire as it could get out of hand.
"Anyone putting on a home display should research and thoroughly prepare for the event well in advance to ensure they are not putting themselves or their home at risk," said Steve Chelton, development manager for Swinton Home Contents Insurance.
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