Travel insurance from £3 single-trip
and £16 annual

Not all travel insurance policies will offer protection for children who need to travel alone, the latest research from Defaqto shows.

It discovered that around half of all annual travel insurance policies will not protect youngsters if they are away from their parents and impose various restrictions on named policyholders.

For example, they may stipulate that a child must be accompanied by a parent or guardian, or another responsible adult, such as a teacher on a school trip.

Mike Powell, Defaqto's insight analyst for general insurance, said: "If you or your children are planning to travel independently, it is essential to check the policy wording to ensure that the cover meets your needs."

This follows other findings from the research group, which showed that the availability of single trip insurance policies has increased by almost a quarter (23 per cent) over the last three years alone.

News brought to you by Safeguard specialists in motorhome insurance.

Safeguard is renowned for its hands on approach to insurance and recommends that all motor caravanners take out motorhome insurance for peace of mind in 2011.