The vast majority of home insurance companies offer increased cover over the festive season, Defaqto research has shown.
Statistics from the company reveal that this is the case for 90 per cent of insurers, as they acknowledge that people are likely to have expensive gifts lying round the house.
The increase offered to customers will either be a monetary amount, the group explained, or a percentage increase to their overall contents limit.
Mike Powell, Defaqto's general insurance analyst, said that these rises "vary considerably between policies so it is important for people to check that they have adequate home insurance to cover their needs this Christmas".
He added that the increases have been introduced in response to customers' needs and are applicable for specific events or special religious occasions.
Hastings Direct recently advised homeowners to check their away from home cover in anticipation of a rise in sales of smart gadgets this Christmas. |