An industry commentator has identified numerous ways in which car insurance premiums can be lowered.
In news that may carry extra weight in the current economic climate, Graeme Trudgill, technical and corporate affairs executive at the British Insurance Brokers' Association (Biba) said that a number of simple steps can be taken to reduce costs.
For example, he said that opting to purchase a smaller car, or one that is slightly older, could help to lower the amount of money that an insurance firm levies from a customer.
He also recommended completing the Pass Plus scheme, which has been designed by the Driving Standards Institute, as it can be useful in reducing expenditure.
Mr Trudgill noted that taking these steps can help to cut costs by as much as 30 per cent in some cases.
"There are lots of things that young drivers can do to keep their costs down, but what they must do is get insurance – if not, the likelihood is that they are going to get caught," he concluded.
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