The rising cost of veterinary fees is increasing the importance of taking out adequate pet insurance to avoid being suddenly lumped with huge fees to keep your pet in good health.

Fees can range hugely depending upon the affliction. Treatment for common issues such as arthritis or eye infections can require a series of treatment that can range from £3 to £70.

The costs of a more serious injury, such as a car accident, can require x-rays costing in the region of £50 a time and even surgery, which can cost £1,000 to £2,000.
Having effective coverage year after year is a much safer way to successfully manage the finances of your pet's health.

"Insurance should be viewed as an essential part of responsible pet ownership and the more comprehensive the better. If someone wants to take on a pet, they should ensure they have the funds available to pay for veterinary care if, and when, it is needed," says Sam Guiry, editor at the Pet Gazette.

Pet insurance is particularly important during these winter months when the darker nights mean the risk of road accidents is higher.