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Travel insurance an essential part of going away

July 10, 2010

Travel insurance an essential part of going away

People need to make sure they take out travel insurance, no matter how long they go away for. This is the advice issued by Sean Tipton a spokesperson for Abta - The Travel Association, who described anyone going away without cover as "incredibly foolish".

Each travel insurance policy has a required standard, he pointed out, which will offer protection for medical expenses, stolen belongings and delays. However, if people require specific areas of cover, they will need to shop around for the right product, he continued. It is easy to phone up a travel insurance company and ask whether they will provide cover for more specific problems, so it is worth doing the research rather than settling for the cheapest or most readily available policy.

Mr Tipton explained: "The whole point of insurance is to cover you for an unpleasant unforeseen eventuality. That could happen just as easily in three days as in two weeks." He referred to statistics that show 80 per cent of people who go on holiday for a week or two will take out travel insurance, while 20 per cent will not bother. These figures are generally reversed for those taking short breaks.

The expert highlighted: "It is very easy to buy travel insurance and it’s readily available on the internet. What that means is there is no excuse not to buy travel insurance." Anyone who takes spontaneous short breaks throughout the year should think about purchasing an annual policy, he advised, as this will help ensure they are covered for any occasion.

This follows the release of figures from Trip Advisor, which show that following England’s World Cup defeat, an increase in traffic was seen to its site as people planned their next getaway. Visits to the site rose by 41 per cent in the week after the team were knocked out of the tournament.

This article is intended as generic information only and is not intended to apply to anybody’s specific circumstances, demands or needs. The views expressed are not intended to provide any financial service or to give any recommendation or advice. Products and services are only mentioned for illustrative rather than promotional purposes.

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