Short term car or van insurance can provide insurance cover for yourself or a friend to drive another vehicle for up to 28 days, without affecting the no-claims bonus on your main vehicle. Whether you are borrowing a car for one day, lending your car to a relative for the weekend, or you need temporary insurance for an emergency, youll want to find the perfect temporary insurance cover to suit your needs.
If you are lending your vehicle to a friend or relative, you could add a named driver to your existing policy, however this could be expensive and you also run the risk of losing your no-claims bonus if a claim is made.
Regardless of how far a vehicle is driven, driving without insurance is illegal. The police can issue a fixed penalty of £300 and 6 penalty points if someone is caught driving a vehicle theyre not insured to drive.
Even worse, if the case goes to court, the driver could get:
The police also have the power to seize, and in some cases, destroy the vehicle thats being driven uninsured.
Finding cheap temporary vehicle insurance can be easier than you think. So rather than run the risk of having an accident whilst driving an uninsured vehicle, we could help you find affordable cover exactly when you need it!