Mobile Catering Insurance
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Mobile Catering Insurance – Compare Cheap Quotes
If you own a mobile catering company it would be a wise idea to take out mobile catering insurance to protect your business.
Of course, if your business uses a catering van then catering van insurance is a legal requirement. By contrast, mobile catering businesses that use a food trailer aren’t obliged to take out catering trailer insurance
But even if it isn’t mandatory, it would still be a good idea to compare mobile catering insurance policies to protect your business.
Can I take out standard van insurance for my mobile catering?
While standard van insurance can obviously be used to insure a vehicle that is used for business purposes (in fact, most vans on the road are used as commercial vehicles), it’s still vital that you declare that your van is a mobile catering rather than an empty Ford Transit for instance.
After all, how, where and when you use your van can influence your vehicle’s risk profile, so your insurance provider will need to take into consideration the fact that it’s a mobile catering in order to accurately calculate your mobile catering insurance premium.
How much does mobile catering insurance cost?
Insurance providers will take into account a wide range of risk factors when they’re calculating the premium for your mobile catering insurance, which means it’s difficult to predict how much you’re likely to be pay.
For instance, the type of catering van or trailer you own, its make and model, the year it was built, its estimated value and the value of any equipment you store in it can all affect the cost of your mobile catering insurance.
The best plan is to use a price comparison site like Quotezone.co.uk to compare quotes from a range of different insurance providers, and then go with the one that offers the best policy at the best price.
Does mobile catering insurance include public liability cover too?
Public liability cover often isn’t included as standard when you insure your mobile catering truck or trailer, but it’s certainly worth considering taking out a separate public liability insurance policy for your catering business, as it could protect your business from liability claims if a member of the public is ever injured. You can compare public liability insurance here.