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Why do I need doctors surgery insurance?
It’s important to know that you have cover in case of a problem. Surgery insurance can allow you to focus on the needs of your surgery without worrying about costs or losses when the unexpected happens.
Doctors surgery insurance helps protect you against problems that may interfere with running your surgery. If you hire staff or deal with the public you will need insurance. It’s a good idea to insure your surgery against damage or theft. If you have the proper surgery insurance then you can relax knowing you are covered whatever happens.
What type of surgery insurance do I need in the UK?
As an employer in the UK, you’re going to need employers’ liability cover. There is a legal duty to have employers’ liability insurance to cover staff. You will need public liability insurance as you deal with members of the public. You may need cover for your building and equipment too.
Will doctors surgery insurance cover malpractice?
Choosing the proper doctors surgery insurance should provide you with the cover you need. It’s important to supply full information when you get quotes so you can choose the policy with the proper level of cover. It’s important to check all the policy details before you accept the quote.
Do I need commercial property insurance for a surgery?
When running a commercial premises there can be problems with the building. Commercial property insurance will help to protect you if something happens that means you can’t run your business. The proper insurance will help to protect you against the cost of repairs or loss of earnings.
What is the cost of surgery insurance?
Surgery insurance is different for each surgery. It’s important to think about the specific needs of your surgery. Consider the number of staff, the equipment and liability cover. Location and turnover also play a key role in the cost.
Do my surgery insurance costs change if I am a private practitioner?
Yes, if you’re a private practitioner your surgery insurance needs may be greater than if you’re part of the NHS. You may have higher indemnity insurance costs as you won’t be covered by the NHS clinical negligence scheme. To find the best insurance plan