Bluetooth headset insurance

Everything you need to know about Bluetooth headset insurance

Bluetooth headsets are incredibly useful – whether you rely on them for work, or simply use them to take family calls.

Whilst it’s likely you’ve considered insurance for your phone, many people forget to insure their headsets – which can cause a lot of disruption in the event of unexpected damage! For that reason, you should always make sure your Bluetooth headset is protected against accidents.

If you’re considering Bluetooth headset insurance, but aren’t sure where to start, then this little guide has all the details you need to know.

What is Bluetooth headset insurance?

Bluetooth headset insurance requires you to pay your insurer monthly instalments, and in exchange you’ll receive guaranteed assistance in the event your headset is damaged, lost or stolen.

Insurance is the best way to ensure your Bluetooth headset will be protected when things don’t go to plan, and is a great way to guard against unexpected costs.

Is insurance the same as warranty?

Insurance is not the same as warranty. You are only entitled to warranty-based assistance for a set period after purchasing a headset. Once your warranty expires, the manufacturer will no longer repair or replace any damaged tech.

With insurance, you’ll receive a much higher level of coverage, and you won’t have to worry about expiry dates.

Why is insurance for my Bluetooth headset important?

As Bluetooth headsets see so much day-to-day use, they’re more likely to suffer from accidents or wear and tear than other pieces of tech. Therefore, if you rely heavily on your headset, knowing it’s covered by insurance and therefore easily replaceable can be incredibly reassuring.

Not only this, but insurance guarantees assistance with all – or most – of the cost of repairing or replacing a damaged or lost headset, so you won’t have to worry about high unexpected costs.

What does insurance cover?

The majority of insurance plans will offer partial or full coverage of any repair or replacement fees.

Some plans may not cover certain forms of damage, so it’s best to look for those that account for accidental damage, faulty parts, and general wear and tear to avoid getting caught out.

Many plans also offer a variety of extra benefits, such as travel or theft coverage, which is especially useful if you frequently use your Bluetooth headset on the go.

How much insurance coverage do I need?

The amount of coverage you need depends on how often you use your headset, and the amount of risk you feel that it is exposed to.

For example, someone that relies on their headset for work, or who frequently uses it whilst out-and-about or exercising, should choose a higher coverage plan that accounts for many forms of damage – in addition to theft.

If you rarely use your headset, or only use it at home, you might prefer a lower coverage plan that promises protection against the more common forms of damage.

How do I find the right insurance plan for me?

The best way to find the right insurance plan is to identify your needs. Decide on a few non-negotiable benefits that your insurance plan must include, and rule out any options that can’t offer these key benefits.

It’s also important to do your research, and take a look at the history of any providers that you consider. An insurer with a track record of great customer service and good user reviews is much more likely to be reliable.

Where can I find the best insurers?

You can find a range of reliable insurers on the Quotezone database, which includes over 100 different providers.