Compare life Insurance With Critical Illness Cover

Life insurance and critical illness quote comparison from across the UK

It can be very important to make sure that you have suitable life insurance to protect your family. Life insurance with critical illness cover helps to prevent financial hardship no matter what may occur. Critical illness cover also helps support you after a diagnosis of a critical illness, which can help you avoid financial issues at that time.

If you want to find the best life insurance and critical illness cover for your needs, you can compare the policies of many UK insurance providers. Comparing life insurance with critical illness cover quotes can help you save money, as well as show you options to find the right type of insurance for you.

What is critical illness cover?

Critical illness cover is an optional part of life insurance. Critical illness cover helps with a one-off payment if you are diagnosed with one of the illnesses listed in the policy. This money can help go towards a mortgage, debts, house modifications, or other care you need.

Do I need critical illness cover?

Critical illness cover can be very helpful if you do not have enough money in savings to cover the knock-on effects of getting a critical illness. It can help cover mortgage payments or debts, which you may not otherwise be able to cover.

Why is critical illness cover more expensive than life insurance?

Critical illness cover has to cover additional needs that you may face during a critical illness, such as house modifications or loss of income. This means it can be more expensive than standard life insurance.

What does critical illness life insurance cover?

The critical conditions covered by your life insurance policy will be outlined in the information before you purchase the insurance. Most life insurance policies with critical illness payouts will cover serious conditions such as cancer, heart attack, or loss of limb.

How is critical illness cover calculated?

Your insurance premiums will be calculated based on your likelihood of getting critically ill. Factors that affect this can include age and lifestyle. If you are over 50, you may want over 50s life insurance.

How much critical illness cover should I get?

You should consider your expenses to help you calculate how much critical illness cover to get. This will help you work out the amount of money you would need if you became critically ill.

What types of life insurance with critical illness cover are there?

You may want to look at whole life insurance, which covers you for the remainder of your life, or term life insurance, which covers you for a pre-set length of time. Term insurance cover can either be level, where the payout is the same at any point, or decreasing term life insurance where the payout is designed to cover debts, and because of this the payout decreases over time, but premiums can be lower.

Try out Quotezone today to see what policies you can secure today.