Login Menu

Secured Loans

Looking For A Homeowner Loan? Compare Now

  • Compare Looking For A Homeowner Loan? Compare Now
  • Quotes from UK insurance providers
  • One short form – save time & money

What people have to say about us

Very easy to use website would definitely recommend!


Doncaster, United Kingdom

Easy web site to use also got my car insurance 150 pounds cheaper well worth the visit to Quotezone


Cardiff, United Kingdom

4.74/5 from 2242 customer reviews

What is a Secured Loan?

A secured or homeowner loan is a loan secured against your property. It offers higher loan amounts than unsecured loans, usually up to £100,000 and can be repaid up to a period of 25 years.

Compare quotes with an adviser via Quotezone

With so many homeowner loans available, it can be difficult to find an appropriate loan to suit your needs. Quotezone makes this easy. Fill in a short form about the purpose of the loan, your circumstances and we’ll arrange for an adviser to contact you. You can take out a secured loan for a range of purposes such as a new car, home improvement or debt consolidation. Quotezone will take your details and pass those details to a regulated specialist adviser to help find the best loans for your circumstances. Theyll contact you directly to advise you on your options.

Loan Types
Consolidation Loan

A consolidation loan allows you to consolidate your existing borrowing into one single loan and one monthly payment. That may simplify monthly payments, and if you can get the consolidated loan at a lower APR rate than that may save you a bit of money if you are able to keep to the same repayment term.

Short-term fixed rate secured loans

With a short-term fixed rate secured loan, the customer will pay a fixed amount each month throughout the agreed short term (usually between one and five years). After this period, your repayments will then change to your lender’s standard variable rate.

Fixed for term secured loans

With a fixed-for-term secured loan, there is the benefit of unfluctuating payments. The customer will pay a fixed amount every month throughout the agreed term, this in turns help with budgeting for your loan payments.

Variable rate secured loans

As the name suggests, with a variable rate secured loan, the interest you pay can vary over time and therefore your repayment amount can vary each month. The rate can be dependent on the Bank of England base rate or other market forces. If interest rates increase substantially, your repayment amount could be a lot more than you originally budgeted for or, in more extreme cases, be more than you can afford.

Extra Information

Links to impartial or non-profit organisations that can maybe provide information and advice.

Money Advice Service www.gov.uk

Regional Advice on debt from Step Change:

England and Wales Northern Ireland Scotland

We only introduce you to either regulated credit brokers or mortgage brokers or display listings (adverts) produced by credit brokers or mortgage brokers. We are not a mortgage broker and we are not a lender.