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Narrowboat Insurance – Compare Cheap Quotes
If you live on your narrowboat year round then it’s more than just your vessel – it’s your home.
But even if you only use your boat occasionally, it’s likely to be worth quite a bit of money, which means it would be a good idea to protect that asset by taking out a good narrowboat insurance policy.
Of course, just because this type of insurance is a wise idea doesn’t mean you should pay an arm and a leg for it. By using our boat insurance comparison system to compare narrowboat insurance quotes you stand a better chance of finding the right policy at the right price.
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How much does narrowboat insurance cost?
Unfortunately there’s no straightforward answer to that question. Boat insurance providers take a wide range of risk factors into consideration when they are calculating the premium for your narrowboat insurance, so it’s impossible to give an idea of how much you’re likely to pay without taking these variables into consideration.
For instance, the type of narrowboat you own, its estimated market value, its make and model, the year it was built, the type of engine your narrowboat has, where you store or moor it and where you normally sail it can all affect the cost of insuring a narrowboat.
The best plan is to use our price comparison service to compare boat insurance quotes from a range of different providers, and then go with the one that offers the best coverage at the best price.
Is narrowboat insurance a mandatory in the UK?
Yes, narrowboat insurance usually is a mandatory requirement before you take your vessel out on a canal in the UK.
You will also need to apply for a UK waterway licence from the waterways authority in your area, and they will usually require proof that you have this narrowboat insurance before they will issue your licence.
What type of insurance do I need for my narrowboat?
Third party boat insurance is usually the minimum requirement if you plan to take your narrowboat out on the UK’s inland waterways, and in most places your third party boat insurance policy will need to provide at least £1 million of coverage.
I live on my narrowboat – can I insure its contents?
Yes, you can, although boat contents insurance often isn’t included as standard when you take out narrowboat insurance.
It’s usually possible to add this type of contents cover to a more basic boat insurance policy for a small fee, though, and if you live on your narrowboat there’s a good chance your vessel will contain a lot of valuable appliances, gadgets, equipment and homeware, so it would be a sensible idea to consider adding it to your policy.