Login Menu

Motorbike Insurance

Compare Cheap Motorbike Insurance Quotes

  • Compare 25+ providers
  • Access Cashback & Rewards
  • 97% of reviewers recommend us

Search and compare cheap quotes from over 25 UK motorbike insurance providers, including

Bike Insurance
Bike Insurance
Bike Insurance
Bike Insurance
Bike Insurance
Bike Insurance
Bike Insurance

Looking for cheaper insurance?


Search over 25 different bike insurance providers

Quotezone increases your chance of finding a great deal by searching the market for you.


Buy online or by phone

Purchase your bike policy quickly and easily, monthly and annual payment options available.


You could save time and money

Get your quotes by filling in one simple form, compare prices, and start saving.


Over three million users

Join our ever-growing list of satisfied customers today.


Norton secured

Our quote form uses 128-bit SSL encryption for your peace of mind.


Independent and unbiased service

We aren’t owned by or have any investment from any insurance company.

What people have to say about us

Very easy to use website would definitely recommend!


Doncaster, United Kingdom

Easy web site to use also got my car insurance 150 pounds cheaper well worth the visit to Quotezone


Cardiff, United Kingdom

4.74/5 from 2242 customer reviews

Motorbike Insurance: Compare cheap motorcycle insurance quotes from UK insurance providers


Quotezone.co.uk motorcycle insurance comparison

Shopping around for motorbike insurance quotes used to mean contacting dozens of insurance providers, but now with Quotezone.co.uk you can compare quotes from a wide range of motorcycle insurance providers after completing just one short form.

Trying to find a cheap motorbike insurance quote?

Our motorcycle insurance comparison technology can help you find the right motorbike insurance quote whether you own a Yamaha, an Aprilia, a Honda, a Harley Davidson or a Ducati.

All you have to do is fill in some brief information about your motorcycle, yourself, and what type of cover you want, and we’ll provide you with instant online quotes based on your entered criteria. Your quotes are shown in order of price, from cheapest to most expensive, and you can select the policy you are interested in and go straight through to the provider’s website, to buy online or by phone.

If you aren’t quite ready to buy, your quotes are saved where you can come back to the Quotezone.co.uk website and review them at any time. Your details are remembered so you can get new quotes instantly.

Over 3 million people in the UK have used Quotezone.co.uk when searching for insurance – join them today and see if you could save money on your motorbike insurance renewal this year!

Compare motorbike insurance quotes now and start saving today!

Motorcycle Insurance Guide

Motorbike insurance is a legal requirement for all motorbike owners in the UK, with third party motorcycle insurance being the minimum level of cover allowed by law.

Levels of Coverage

In the UK, motorbike insurance has three different levels of coverage.

  • Third party motorbike insurance – This is the minimum legal requirement for roadworthy motorbikes. This basic coverage level could cover the costs of any damage that a motorbike owner incurs to another party if they are in an accident for which they themselves are legally responsible. If the motorbike owner is legally responsible for an accident, they are usually liable for the costs of repairing or replacing the other party’s vehicle, and for any medical expenses incurred by the other party. However, the insurance does not cover damage to the at-fault party’s vehicle, or any medical expenses they incur.
  • Third party, fire, and theft motorbike insurance includes third party coverage, and is also likely to pay out if the motorbike is stolen or damaged by fire.
  • Comprehensive motorbike insurance covers third party, fire, and theft. If the insured motorbike owner is involved in an accident they are legally responsible for, comprehensive coverage could cover the costs of their motorbike repair or replacement, and any medical expenses they incur.
Motorbike Insurance Groups

As with cars, motorbikes are generally categorised by insurance providers into different groups, and the group a motorbike is in then usually determines its basic premium price. However, while cars are categorised into one of 50 groups, the number of groups is much smaller for motorbikes. Depending on the insurer, there may be somewhere between 17 and 22 groups. As with cars, it is likely that the lower the group number of a bike, the lower its premiums are likely to be.

The group a motorbike is categorised in depends mostly on its price, power, and performance level, but other factors such as availability of spare parts and average time required for repairs also come into play.

Usage Classes

Motorcycle insurance is also generally categorised according to the way the bike is likely to be used by its owner. The four groups are social, domestic and pleasure; commuting; business; courier and delivery. These categories may also influence premium costs, with high-use and commercial categories incurring higher premiums.

Special Coverage

These insurance categories offer specialist insurance for defined groups of people and vehicles.

  • Classic motorbike insurance: This insurance may often be cheaper than standard motorbike insurance, because these motorbikes are typically on the road less, their owners are more likely to take good care of these bikes, and they’re less attractive to thieves.
  • Modified motorbike insurance: Modifications could look good and add performance and power, but they might also increase premiums for these very reasons. Modified motorbikes are typically more expensive to repair too.
  • Young or convicted rider insurance: These are considered high-risk categories, and a rider who is in one of these categories could pay higher premiums. Some convicted riders may find it difficult to get insurance, and may want to try a specialist insurer.
Optional Extras

Motorbike owners can choose from several different policy add-ons when they’re taking out motorcycle insurance, depending on their needs and preferences. These include the ability to nominate additional riders who are covered when using the motorbike; purchasing coverage for pillion passengers; and purchasing coverage that applies when the owner of the insured motorbike rides another motorbike.

Comparing Policies

Many factors might be used to determine premium prices, so motorbike owners could have a lot to think about when they compare motorbike insurance online. Important factors include the age and riding experience of the bike’s owner, as well as the power and performance of the bike, and where the bike is kept when not in use.

Another important comparison for bike owners to consider could be what category different insurers put the motorbike in. Motorbike groupings aren’t as standardised as car groupings, so with motorbikes, there’s always the possibility that one or more insurers could categorise a particular bike in a lower group than other insurers, making the premium slightly cheaper.

Reducing Premium Costs

Insurance providers may take many factors into account to determine premiums, so there are many opportunities to save on insurance. To get cheap motorbike insurance, bike owners could consider the following:

  • Choosing a lower-performance motorbike in order to qualify for a lower premium.
  • Security is an important consideration in calculating premiums. Owners who keep their motorbikes locked in a secure garage when not in use may face lower premiums than owners who park their bikes in a driveway or on the road.
  • While third party insurance is often substantially cheaper than comprehensive cover, this isn’t always the case. Sometimes it’s possible to find comprehensive insurance at a price comparable to that of third party.
  • Motorbike modifications could increase premiums, because a modified bike is typically more difficult to repair, due to the necessity of locating special parts.
  • Completing an advanced training course with an organisation such as the Institute of Advanced Motorists or the British Motorcyclists Federation often allows motorbike owners to qualify for reduced premiums.
  • Adding other riders to the policy could increase the premium.
  • Motorbike owners who don’t make claims for consecutive years could earn significant premium discounts, which means it’s sometimes worthwhile to pay out of pocket for small repairs instead of making an insurance claim.

Finally, note that motorbike insurance policies typically apply two different excess amounts. One could be a mandatory excess, the value of which may be set by the insurer. The other could be a voluntary excess in an amount nominated by the person buying the insurance. A motorbike owner could save on premiums by choosing a higher excess when they’re comparing motorcycle insurance quotes, but this may mean paying more out of pocket if a claim is made.