Comprehensive short term or temporary vehicle insurance for a period of 1 hour to 28 days. Compare short term vehicle insurance quotes for cars, vans, motorbikes and more through our directory listing of dedicated providers below.
Temporary insurance cover allows you to legally drive a vehicle on UK roads for as little as 1 hour, or up to a few months. It is a cheap and convenient solution when you need short term insurance coverage without risking your no-claims bonus on your main vehicle.
This cover can be essential in emergencies, or when borrowing vehicles for short tasks like moving house. It can also protect you when test-driving a vehicle, or teaching a learner to drive.
When you choose temp cover insurance, you can specify when you want it to start, and how long you want it to last. So if you need immediate coverage to borrow a van for a few hours, you can be insured on the same day you buy the policy.
You do not need to be added as a named driver, and this is a stand alone insurance policy. So if you are in an accident, neither you or the vehicle owner’s no claims history will be impacted. However, if you are in an accident, you will be covered for the damages included on your temporary insurance policy.
Temporary insurance is an essential alternative to annual vehicle insurance policies, or being added as a named driver. The benefits of choosing short term cover include:
You can find temp cover for a range of vehicles including:
Short term motor insurance policies can be tailored to your needs. Just a few options of cover include:
Temporary cover vehicle insurance is available in the same levels of coverage as an annual vehicle insurance policy.
Temporary insurance is helpful for anyone who needs to drive a vehicle they are not currently insured on for a short period of time. Popular uses for temporary insurance cover include:
Whether you need to pick up a piece of furniture or equipment or are moving house, short term van insurance can cover you for borrowing a van for the job.
The cost of car insurance for young drivers has increased dramatically in recent years. Temporary insurance for young drivers can help in emergencies or when a second driver is needed.
Visitors to the UK can find temporary vehicle insurance for their time here. However, there may be some restrictions based on the licence you hold. Some providers will only cover UK licences, whereas others cover those with full EU licences.
These options can help out those travelling to Europe by car from the UK or NI. Even with fully comprehensive car insurance, you might not be insured to drive other vehicles. If you need a second driver for a road trip, temporary insurance can help.
While most temporary insurance providers ask for a full UK licence, there are plenty to insure those with an EU driving licence.
Temporary cover for learner drivers can insure you for learning to drive in someone elses car. You will still need to be accompanied by an experienced driver who meets the criteria for accompanying a learner.
To get short term driving insurance, you will need to specify what level and length of coverage you want, and when you want the policy to start. You will need to provide your details including the vehicle you want to be insured on, and which driving licence you hold. From here, insurers will assess your risk and offer a price for your specific temporary insurance needs. To find cheap temporary insurance, you could benefit from comparing quotes from multiple providers. At Quotezone, we help speed up this process by giving you a list of UK temporary insurance providers in one place.
The amount you pay for your temporary insurance will depend on several different risk factors, many of which will be unique to your circumstances. As a guide, temporary insurance costs* can come in at:
Insurers will calculate your premiums based on your overall risk of making a claim should they insure you. Common indicators of your risk to insurers include:
These steps could help you find cheap temp insurance:
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Read full guide : Car insurance data, research and statistics*https://www.rac.co.uk/insurance/temporary-car-insurance
