A no claims discount (NCD) can help cut your car insurance premium by hundreds of pounds so it’s a valuable asset to have. So, wouldn’t it be great if you could use your NCD on as many vehicles as you like?
Most home insurance policies include cover for water damage as standard, but from an insurer’s perspective there are different types of water damage and they aren’t all treated the same. With some home insurance policies this could mean that your level of cover for some specific events isn’t quite as robust as you might think – leaving you with an expensive surprise.
Trailers are handy for all sorts of things, whether you’re taking garden waste to the tip or transporting heavier items like bikes or furniture. But does your car insurance cover you when you’re driving with a trailer, or should you take out a separate trailer insurance policy?
Van insurance often costs considerably more than a typical car insurance policy would set you back, but if you choose the wrong ‘class of use’ you could pay even more than you have to. Find out what van insurance classes of use are, and how they can affect the cost of your insurance.
If you’ve been diagnosed with a hernia before taking out a travel insurance policy there’s a good chance it will be classed as a pre-existing medical condition by insurance providers, which means some of them might exclude it from coverage.
From sorting out your servicing and MOT, to arranging the right insurance policy and filling up the fuel tank, owning a van can be an expensive business. But why does it cost more to insure a van than you’d pay for car insurance?
Whether you own a moped, a scooter, or a more powerful motorcycle, it’s possible you might want a friend or family member to ride pillion at some stage. But will your motorbike insurance cover this, or do you need separate pillion cover?
Older dogs often face higher veterinary bills due to a host of possible medical conditions that can develop in old age, but some pet insurance policies will specifically exclude these conditions from coverage when the policy is renewed. With that in mind, is it still worth insuring an old dog?
A lifetime pet insurance policy could be a great way to ensure your pet has the protection they need, but it’s most beneficial if you sign up for the policy when your dog or cat is relatively young and healthy.
No driver wants to have their car written off, but if you ever find yourself in this situation it’s important to be aware of what it will mean for your existing car insurance policy – and how the three different levels of car insurance cover could affect the size of your payout.
Speeding violations have reached record highs in recent years, and millions of drivers in the UK now have penalty points on their licence as a result of speeding as well as a range of other motoring offences. But what affect are those points likely to have on the cost of their car insurance?
When you sign up for a new car insurance policy you have a legal obligation to give your provider a full and honest account of the information they require to accurately evaluate the insurance risk you represent when you get behind the wheel. But what are the implications if you fail to disclosure something important to your insurer?
If you’re planning to modify your car in some way you might already be aware of the fact that some modifications can increase the cost of your car insurance, but what happens if you make the modifications after you’ve taken out your policy?