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Health insurance is something no one ever hopes they will need. But the fact remains that many people are grateful for it every single year, because of some unforeseen illness or accident.
What is Private Medical Insurance?
Private Medical Insurance or Personal Health Insurance is an insurance policy aimed at covering the costs of medical treatment for people who choose to have private care. Patients can protect themselves against acute medical conditions they may develop in the future. PMI is an alternative to using the NHS for health care and medical treatment and policies can be offered for individuals, couples or whole families.
How does PMI Insurance work?
PMI insurance is based on managing the risk of unexpected circumstances. You pay the premium like any other insurance policy, either in monthly instalments or in one lump sum, so that if you fall ill or have an accident, you'll be able to receive any eligible medical treatment privately - avoiding any potential NHS waiting lists. Cover for Health Insurance is renewed annually, and treatment occurs through a specialist or GP referral. Provided that treatment has been agreed in advance with your insurer, they will pay for the cost of the treatment directly to the health care provider, or you will be reimbursed if you already covered the cost. Based on the level of cover required, each policy taken out has a limit in terms of how much financial support it offers in the health insurance policy.
If you like the idea of sitting back and waiting for them to get in touch with you instead of the other way around, you’ll love the way we do business. And did we mention that we don’t charge you for using our impartial service?
How could Quotezone help find you a competitive health insurance policy?
With so many companies offering health insurance, finding a cheap health insurance policy can prove difficult and it’s important to research many companies to see what policies they provide. Quotezone take the strain out of this to ensure finding cheap health insurance is quick and easy. Whether you want private health insurance or health care, we provide you with a health insurance online comparison that will meet your needs and set your mind at rest. You’ll find it is easy to compare health insurance when you use our fast and impartial service.
Quotezone operate an independent health insurance comparison service to help you compare Private Medical Insurance with our specialist Health Insurance advisers. Simply fill out one simple form about yourself and your circumstances, then relax and wait for our select panel of health insurance advisers to contact you with a quote.
Compare health insurance quickly and easily
Health insurance can provide you with peace of mind and protection for the future. Get started now and get one step closer to your ideal health insurance policy.
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