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BMW 4 Series Finance

Car Finance for BMW 4 Series

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-Star rated team with expert knowledge
  • Rates start from 8.9% APR with a representative APR of 8.9%*

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BMW 4 Series Finance

Find great BMW 4 Series finance deals from across the UK

Are you looking at getting a BMW 4 Series on finance? It can be a challenge to find a great finance deal for your needs as finance offers can vary a lot once you start looking at dealers, banks, and other lenders. With a BMW, finance deals often attract high interest rates due to the popularity of these cars.

Our simple quote comparison tool will let you easily see a large range of the BMW 4 Series finance offers available. Using our tool can help you save time and money when looking for a finance deal.


Can I get a BMW 4 Series on finance if I have poor credit?

Having a low credit rating can affect your ability to get a loan or a finance offer. However, some lenders specialise in offering finance deals for people with poor credit ratings. Lenders will consider your credit score in addition to your income, outgoings, and loan repayment history to decide whether or not to approve your finance request.


What is a good interest rate for a BMW 4 Series?

Interest rates for car finance offers vary hugely, from around 3% to almost 15%. The exact interest rate you get offered will depend on the type of car you are financing, your credit history, the amount you need, and the lender you choose.


How can I get a lower interest rate?

You can lower your interest rate by improving your credit score or borrowing a smaller amount. You can reduce the amount you need to borrow by increasing the amount of deposit you put down on the car or negotiating a lower purchase price. You could also look at similar vehicles, such as a BMW X1 or a BMW 2 Series.


What length of loan can I get for a BMW 4 series?

Most lenders will offer loans with a term length of between 12 and 48 months. Some lenders will offer financing for as little as 12 months, or as long as 60 months. Increasing your loan term would decrease your monthly payments, but it will mean that you have the loan for a longer period of time and will pay more interest overall.


Will BMW lower my interest rate?

Main dealerships do not generally negotiate on interest rates much. If you want to find a lower interest rate, you may need to compare quotes from a wide range of dealers, banks, and other lenders. You can do this quickly and easily using our quote comparison tool.


What is the best way to finance a BMW 4 Series?

Most dealers will encourage you to get financing with them. However, not all dealers are flexible on term length or interest rates. You should always compare finance quotes in order to make sure that you find the right finance deal for your needs.

*Representative Example – Personal Contract Purchase: Cash Price £15,000.00, Deposit £500.00, borrowing £14,500.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £228.99 followed by a final payment of £7,560.00. Total cost of credit of £3,832.53 and total amount payable of £18,832.53. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. We are a credit broker and not a lender. Magnitude Finance is a trading style of DSG Financial Services Ltd. DSG Financial Services Ltd is a company registered in England & Wales with a company number 02313903. Our VAT registration number is 511678843. DSG Financial Services Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 649675

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