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What is Public Hire taxi insurance?
General taxi insurance is often what we call public hire insurance. This is the type of insurance required for taxis that are hailed in the street, rather than by prior arrangement. As a taxi vehicle, which is licensed by the Local Authority, you need to be able to prove that you have the correct taxi insurance cover and documentation. Public hire vehicles are also sometimes known as black cabs or hackney cabs, and the same public hire insurance applies to them.
Some of the main risks for public hire taxis are:
- Risk of damage by customers to your taxi (third party insurance will cover this)
- Risk of theft and fire, which will usually be added to public hire taxi insurance policies
How do I get a cheap public hire insurance policy?
Quotezone has a panel of specialist taxi insurance companies, and many of these offer competitive public hire taxi insurance, including black cab insurance, and can also provide private hire insurance. If you would like to compare public hire taxi insurance quotes you can complete our simple online form, and let our taxi specialists get back to you directly with a quote for your taxi business.
Quotezone is free to use, and there is no obligation to purchase insurance through one of our panel members. However, with over 2 million users using Quotezone to get insurance quotes, you should give it a try and see if you can get a cheap deal on your public hire insurance.
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Quotezone has saved our family a small fortune on all of our insurance needs. Definitely worth putting to the test!Pamela, United Kingdom
Reviews.co.uk, 28 June 2014