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What is Public Hire taxi insurance?

General taxi insurance is often what we call public hire insurance. This is the type of insurance required for taxis that are hailed in the street, rather than by prior arrangement. As a taxi vehicle, which is licensed by the Local Authority, you need to be able to prove that you have the correct taxi insurance cover and documentation. Public hire vehicles are also sometimes known as black cabs or hackney cabs, and the same public hire insurance applies to them.

Some of the main risks for public hire taxis are:

  •     Risk of damage by customers to your taxi (third party insurance will cover this)
  •     Risk of theft and fire, which will usually be added to public hire taxi insurance policies

How do I get a cheap public hire insurance policy?

Quotezone has a panel of UK taxi insurance providers, many of which could offer public hire taxi insurance, including black cab insurance and private hire insurance. If you would like to compare public hire taxi insurance quotes you can complete our simple online form, and let our taxi insurance provider panel get in touch with you directly with a quote for your taxi business.

Quotezone is free to use, and there is no obligation to purchase insurance through one of our panel members. With over 2 million users using Quotezone to get insurance quotes, why not give it a try and see if you can get a cheap public hire insurance quote today?

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The Quotezone website has good layout which is easy to understand, with a straight forward system to use.Jude, United Kingdom, 24 June 2014