Login Menu

BMW 5 Series Finance

Car Finance for BMW 5 Series

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-Star rated team with expert knowledge
  • Rates start from 8.9% APR with a representative APR of 8.9%*

What people have to say about us

Easy peasy lemon squeezy

Jordan

North Shields, United Kingdom

User friendly website and always competitive prices.

John

Hull, United Kingdom

4.75/5 from 3370 customer reviews

BMW 5 Series Finance


Find great BMW 5 Series finance deals from across the UK

The BMW 5 Series is a highly sought-after vehicle thanks to its ease of driving, reliability, and style. However, cars that are in demand can have high ticket prices, meaning that finance can be a great option. When shopping for car finance, it’s important to compare quotes from different dealers, banks, and other lenders. Whether you’re going to a BMW dealership or buying the car privately, you can’t always be sure of getting the best deal if you approach just one lender.

Our simple quote comparison tool helps you quickly compare quotes from different lenders. Comparing quotes for getting a BMW 5 Series on finance can help save you time and money.

 

Can I get a BMW 5 Series with a low credit rating?

Some lenders might not offer car finance to borrowers with poor credit ratings. However, you can also find lenders who specialise in people with poor credit. These lenders will consider your income, outgoings, and other loans you have, as well as your credit score.

 

What is a good interest rate on a BMW 5 Series?

Interest rates for BMW 5 Series cars generally range between 4% and 15%. The interest rates you get offered will depend on several factors, including the amount you are borrowing, the term length for the finance, and your credit rating.

 

Is the BMW 5 Series a luxury car?

The BMW 5 Series is a well-reviewed mid-size luxury car. The BMW 5 Series generally scores high for reliability and comfort. This means that finance deals might be more expensive compared to some other cars, as it is in high demand. You could also look at the BMW 3 Series and BMW 2 Series.

 

What is a good down payment for a BMW 5 Series?

Most finance deals will require you to pay around 20% of the car’s total value as a down payment. However, you can compare quotes for finance with a higher or lower deposit amount.

 

What finance offer length can I get on a BMW 5 Series?

Finance loans usually last between 24 and 48 months, though offers can be as short as 12 months, or up to 60 months. You can lower your monthly payments by selecting a deal over a longer term, but you will usually pay more interest over the course of your loan.

 

How can I lower my interest rate on BMW 5 Series finance?

You can get a lower interest rate by paying a larger downpayment, choosing a shorter term length, or improving your credit rating. You can also compare quotes to find finance deals with low interest rates.

 

Does BMW have the lowest interest rate?

Official BMW dealerships are unlikely to offer the lowest interest rate, and they do not usually negotiate on interest. Comparing quotes can help make sure that you find a competitive finance deal for you.

Zuto is a credit broker, not a lender. Our rates start from 10.7% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,000 over 60 months with a representative APR of 19.9%, the amount payable would be £204 a month, with a total cost of credit of £4,264 and a total amount payable of £12,264.

Representative Example
Borrowing £8,000 over 60 months with a representative APR of 19.9% the amount payable would be £204 a month, with a total cost of credit of £4,264 and a total amount payable of £12,264.

Zuto is a credit broker, not a lender. Our rates start from 10.7% APR. The rate you are offered will depend on your individual circumstances.

Car Finance