BMW iX Finance
Car Finance for BMW iX
- Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
- Get the best available rates on cars from £15,000 – £250,000
- Use a Trustpilot 5-Star rated team with expert knowledge
- Rates start from 8.9% APR with a representative APR of 8.9%*
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BMW iX Finance
Find great BMW iX finance deals from across the UK
The BMW iX is a very popular modern car thanks to its premium label, comfort, and style, and it’s an all-electric vehicle, unlike the BMW i8. Like most BMWs, these cars can be expensive, so finance may be a great way to purchase a BMW iX. However, it can be hard to know if you’re getting a good deal for BMW iX financing since offers vary greatly between dealers, banks, and lenders.
Our handy quote comparison tool lets you quickly and easily compare options for BMW iX finance. Comparing quotes gives you the chance to save time and money.
How much is a downpayment on a BMW?
Most lenders will require a deposit of around 10% to 20% for a BMW iX. However, you can find lenders who accept smaller deposits, including lenders who may offer financing with a 0% deposit. Generally, the smaller your deposit, the higher your interest rate and monthly payments will be.
Is it hard to finance a BMW iX?
Getting a finance plan for a BMW iX will depend on several things. The most important will be your income, which will be weighed against your bills and loans. Lenders will usually look at your credit score to check whether or not you’re likely to make payments on time.
How much is a BMW iX per month?
Your monthly payments will depend on several factors, including the purchase price of the car, the interest rate, your deposit amount, and the term length of your car finance loan. You can use our quote comparison tool to quickly get an overview of what your monthly payment could be.
What is a normal BMW iX interest rate?
Interest rates for BMW iX finance are usually between 3% and 15%. The exact rate can vary between different lenders, and dealerships do not always have the best offers. This is why it’s important to compare quotes and find a great deal.
Can I get a BMW iX on finance with a low credit score?
Many dealers and lenders will have credit score requirements before approving car finance, though the exact credit score will vary between lenders. Some lenders specialise in car finance for borrowers with poor credit scores. If you’re struggling to get finance for a BMW iX, you could also look at vehicles that might be cheaper, such as the BMW i3.
How can I lower the interest rate?
The easiest way to find lower interest rates is to compare quotes for car finance. You can also look at improving your credit rating, paying a higher deposit, or having a shorter loan term length.
Can you finance a BMW iX for 72 months?
Most car finance options are for 24 to 48 months. Some have short 12-month timeframes, while other lenders may offer longer terms of 60 or even 72 months. However, you might have to pay a higher interest rate on a longer loan, and you will pay more interest overall.
*Representative Example – Personal Contract Purchase: Cash Price £15,000.00, Deposit £500.00, borrowing £14,500.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £228.99 followed by a final payment of £7,560.00. Total cost of credit of £3,832.53 and total amount payable of £18,832.53. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. We are a credit broker and not a lender. Magnitude Finance is a trading style of DSG Financial Services Ltd. DSG Financial Services Ltd is a company registered in England & Wales with a company number 02313903. Our VAT registration number is 511678843. DSG Financial Services Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 649675