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Ferrari Portofino Finance Comparison Online

Cheap Ferrari Portofino Car Finance Options

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-Star rated team with expert knowledge
  • Rates start from 8.9% APR with a representative APR of 8.9%*

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Ferrari Portofino Finance


Compare Ferrari Portofino Finance

Bearing the name of the picturesque Italian costal town, the Portofino carries the same style and elegance as it’s namesake. With a hefty price tag of over £177,000 however is a significant obstacle for many when it comes to owning one of these dream cars. That’s why Quotezone.co.uk has teamed up with Magnitude Finance, to take all the hassle out of finding the right finance deal for your new set of wheels. Who are Magnitude Finance?  They are a UK business that has been helping people get the cars of their dreams for over 30 years and have arranged over £500 million of loans each year. No matter what deal you are searching for, we are here to help you with your car finance comparison.

What finance options are available for a Portofino?

There are several options available for those who are looking to finance a Portofino. The option that is best for you will largely depend on your own individual circumstance, such as credit score and financial history. Here are the most common types of car finance in the UK.

  • Hire Purchase (HP) – With hire purchase you’ll make regular payments over a typical fixed period of 1 to 5 years or 12 to 60 months. With this finance option, the owner of the car will be the financer until such time as the final payment is made and ownership is transferred to the borrower. Therefore if you miss payments, you could lose the car.
  • Personal Contract Purchase (PCP) – This popular method of finance involves you making regular repayments over a fixed period of time but instead of buying the car you are essentially renting it. You will have the option to purchase the car for the remaining amount after the end of the fixed period or simply return it to the lender.
  • Personal Loans – This type of finance involves you borrowing a lump sum of cash for the purchase of a car and then you will make regular payments over the fixed term until the loan is repaid. 
  • Lease – A lease works in a similar way to PCP where you essentially rent a car for a fixed period of time whilst making regular payments. After the end of the lease you’ll return the car to the financer.
How can I save on my car finance?

There are a few practical steps that you can take to improve you car finance costs, these include maintaining a good credit score, putting down a larger deposit and electing for a shorter loan term. The option that is best for you will largely depend on your own circumstances, so it is best to do your research on the finance options available and which ones benefit you most.

  • Improve and maintain your credit score – This may take time however having a good credit score and maintaining it will help you save money in the long run on your car finance options. Having a good credit score will also help you to secure better loans and offers for other products besides car finance in future, so it is always worth maintaining a good score.
  • Always hunt around for the best rates – This may seem obvious but many borrowers forget to do it, meaning they run the risk of missing out on great deals by simply picking the first option they find.
  • Consider a shorter term loan – Generally speaking the longer your term the greater the amount of interest you’ll end up paying over time. It may seem tempting to extend the time you have to repay your loan however this is a somewhat false economy as you’ll ultimately end up spending more due to interest. To reduce the amount of time you spend paying interest, opting for a shorter term loan is a good option.
  • Put down a larger down payment – Whilst 10% is the standard down payment for many financing options, electing to pay a higher amount such as 20% will reduce the total amount you need to borrow for your Fiat. This will reduce the total amount you end up paying on interest in the long run.

It is important to research what finance plans will work best for you before committing to a finance plan.

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