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Kia Picanto Finance

Kia Picanto Car Finance

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-Star rated team with expert knowledge
  • Rates start from 8.9% APR with a representative APR of 8.9%*

What people have to say about us

Easy and very fair quotes, thanks.


Grays, United Kingdom

Very easy and quick to compare quotes.


United Kingdom

4.75/5 from 3261 customer reviews

Compare Kia Picanto Finance

Great Prices and Deals

Searching for Kia Picanto finance offers? Finance rates vary a lot between different dealerships, banks and other lenders, making it seem impossible to know whether or not you’re getting a good deal on your finance.

Our handy quote comparison tool lets you see what Kia Picanto finance offers are available instantly. Save time and money with our easy-to-use tool by comparing quotes from multiple insurers at once.


What is the interest rate for Kia Picanto on finance?

Most car finance plans have an interest rate of between 3% and 15%. It’s important to note that this varies a lot between different lenders, dealers, and banks. Your interest rate will also be affected by your credit score, the amount borrowed, and the term length.


How can I get a lower interest rate?

You can use our handy comparison tool to look for lenders with lower interest rates and compare prices immediately. You can also decrease your interest rate by improving your credit score or increasing your deposit amount, as this will decrease the total amount that you borrow.


Does Kia have its own financing?

Kia‘s financing is called Kia Motors Finance (KMF). Kia Motors Finance typically looks for a high credit score to apply. Those eligible can access low-APR deals on a Kia Picanto, starting as low as 0.0%. KMF also offers rebates on loans and leases.


How much is a downpayment on a Kia?

The downpayment amount on a Kia Picanto will again depend on the finance provider you choose. As a general rule of thumb, it is advised to pay 10-20% of the total vehicle price as a deposit. This is to prevent you from paying more than the car is worth since the value of vehicles depreciates so rapidly.


Is a Kia Picanto reliable?

Things to consider when choosing a car model on finance include affordability, fuel efficiency, upkeep costs, how long you’d like to keep the car and insurance price. The Picanto is considered both reliable and good value for money. You can also consider other Kia models, such as the Kia Sportage.


Is a Kia Picanto automatic?

The Kia Picanto is available in a large range of models. It’s available in both automatic and manual transmission. The Kia Picanto is available with a petrol engine only, there are no electric models available as of 2022.


Should I lease or finance a car?

Whether you choose to lease or finance depends on what you want. Leasing means you pay the car off over a certain amount of time, typically three to five years and then return it. With financing, you have the option to buy the car at the end of the term and keep it. At Quotezone.co.uk, we help you find the financing option that works best for you.


*Representative Example – Personal Contract Purchase: Cash Price £15,000.00, Deposit £500.00, borrowing £14,500.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £228.99 followed by a final payment of £7,560.00. Total cost of credit of £3,832.53 and total amount payable of £18,832.53. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. We are a credit broker and not a lender. Magnitude Finance is a trading style of DSG Financial Services Ltd. DSG Financial Services Ltd is a company registered in England & Wales with a company number 02313903. Our VAT registration number is 511678843. DSG Financial Services Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 649675

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