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Skoda Citigo Car Finance

Skoda Citigo Finance Deals

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-Star rated team with expert knowledge
  • Rates start from 8.9% APR with a representative APR of 8.9%*

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Skoda Citigo Car Finance

Skoda Citigo on Finance

Has the Skoda Citigo caught your eye? Consider purchasing your new Skoda Citigo on car finance. Vehicle buyers can pay in monthly instalments rather than all at once, with competitive interest rates and term lengths to suit any circumstance.

Continue reading as Quotezone.co.uk answers common questions relating to Skoda Citigo car finance.


What is the Skoda Citigo?

The Skoda Citigo is the smallest, entry-level city car in the Skoda portfolio. It first appeared on the market in the Czech Republic in October 2011.

The base model is SKODA Citigo 3 doors 1.0L 5MT (60 HP) – with a 1-litre engine and manual transmission.

Higher spec models include the SKODA Citigo 5 doors 1.0L 5AT (60 HP) – increasing the door count and adding automatic gearbox transmission.

It depends on the car model, but the Skoda Citigo range has a car insurance group between 1-4.


How Can I Get Skoda Citigo on Finance?

We recommend searching for a range of quotes for Skoda Citigo car finance using a comparison site like Quotezone.

Our site lists offerings from 34+ lenders, each with their own personalized interest rates and terms to suit your circumstances.


How Much Will Skoda Citigo Car Finance Cost?

It’s completely free to compare car finance offers through Quotezone.

Our Skoda Kamiq car finance deals start from 6.9% APR, with flexible term lengths up to 72 months or 6 years. Longer finance terms spread the cost but may increase the cost of borrowing.


How Fast Can I Get Skoda Citigo on Finance?

It depends on the lender and your circumstances. Some lenders may offer instant approval, while others can take weeks.

Compare a variety of quotes through Quotezone to find the best available deal for your circumstances. It only takes 2 minutes! Have your financial details and proof of identity to hand to speed up the process.


What Credit Rating Do I Need for Skoda Citigo Car Finance?

As a general rule, better credit ratings offer greater access to finance products. A lower credit score reduces your options, often with higher interest.

Check your credit rating with one of four major credit referencing agencies (CRAs) in the UK:

  • Clearscore (free) – Equifax
  • TotallyMoney (free) – TransUnion, Experian
  • Credit Karma (free) – TransUnion
  • checkmyfile (paid) – Equifax, TransUnion, Experian, Crediva

Will Comparing Skoda Citigo Quotes Hurt My Credit Rating?

When comparing on Quotezone, your credit rating will not be impacted.

This is because we use soft search quotations when checking deals with our lending panel. Soft searches have no measurable impact on credit scores.


How Can I Reduce the Cost of Skoda Citigo on Finance?

You have some options to influence the total cost of Skoda Citigo finance:

  • Increase your deposit. This reduces the total loan amount, decreasing interest payments.
  • Reduce the term length. Since interest is applied annually, reducing the total term length decreases interest costs.
  • If you already own a vehicle, part exchange it. The value of your old vehicle reduces the total loan value for smaller monthly repayments.

*Representative Example – Personal Contract Purchase: Cash Price £15,000.00, Deposit £500.00, borrowing £14,500.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £228.99 followed by a final payment of £7,560.00. Total cost of credit of £3,832.53 and total amount payable of £18,832.53. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. We are a credit broker and not a lender. Magnitude Finance is a trading style of DSG Financial Services Ltd. DSG Financial Services Ltd is a company registered in England & Wales with a company number 02313903. Our VAT registration number is 511678843. DSG Financial Services Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 649675

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