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Skoda Kamiq Car Finance

Skoda Kamiq Finance Deals

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-Star rated team with expert knowledge
  • Rates start from 8.9% APR with a representative APR of 8.9%*

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Skoda Kamiq Car Finance

Compare Skoda Kamiq on Finance

Considering purchasing a Skoda Kamiq small SUV? Make your purchase with Skoda Kamiq car finance. This allows vehicle buyers to spread the cost of their purchase over multiple years in partnership with some of the UK’s leading lenders.

Continue reading as Quotezone.co.uk shows you how to compare Skoda Kamiq car finance.


What is the Skoda Kamiq?

The Skoda Kamiq is a small 5-door SUV. It was first released in June 2019.

The base model is 1.0 TSI 95 S 5dr – with a 1-litre engine and manual gear transmission.

The top-spec model is 1.5 TSI SE 5dr – boosting the engine size to 1.5 litres with manual transmission.

Depending on the model, the Skoda Kamiq has a car insurance group range between 8-17.


How Do I Get Skoda Kamiq Car Finance?

Find a lender to fund your Skoda Kamiq car finance purchase using comparison sites like Quotezone.

Quotezone hosts more than 34 lenders, each offering personalized rates and terms to suit your budget.


How Much Does Skoda Kamiq Car Finance Cost?

There are no costs when comparing car finance deals on Quotezone.

Skoda Kamiq car finance costs are dependent on the final sale price and the interest rate and terms offered by your lender. Quotezone works with a panel of lenders that offer interest rates starting from 6.9% so you can find the right deal for your circumstances.


How Quickly Can I Get Skoda Kamiq on Car Finance?

Quotezone has a quick and easy application form that takes 2 minutes. Then, we perform soft search quotations with multiple lenders from our panel to find the right deal for you.

Timelines for Skoda Kamiq car finance approval vary between lenders. Having your identity and financial documents ready can help expedite the process.


What Credit Score Do I Need for Skoda Kamiq Car Finance?

Lenders use a range of checks to verify your suitability for Skoda Kamiq car finance.

Part of this process is checking your credit report with one of four major credit referencing agencies (CRAs) in the UK. Check your credit rating using the following services:

  • Clearscore (free) – Equifax
  • TotallyMoney (free) – TransUnion, Experian
  • Credit Karma (free) – TransUnion
  • checkmyfile (paid) – Equifax, TransUnion, Experian, Crediva

Typically, higher credit scores offer greater access to car finance products, reducing risk for lenders. Low credit scores may have fewer options available.


How Can I Get a Better Deal for Skoda Kamiq Car Finance?

Aside from using comparison sites like Quotezone to compare lenders, you can get a better deal on Skoda Kamiq car finance by:

  • Offering a higher deposit to reduce your interest-bearing payments
  • Reducing the term to lower total interest for the loan period
  • Trade-in or part-exchange your old vehicle (if the seller is willing and able)

What Information Will I Need When Applying for Skoda Kamiq Car Finance?

As with most credit applications, you’ll need:

  • Full name
  • Age
  • Address details up to 3 years
  • ID documents
  • Proof of income


Should I Choose Secured vs Unsecured Skoda Kamiq Car Finance?

With secured car finance, if you fail to make repayments, lenders can repossess the vehicle to cover their losses.

Unsecured car finance is harder to get but reduces the chance of losing your vehicle if you fail to pay.

*Representative Example – Personal Contract Purchase: Cash Price £15,000.00, Deposit £500.00, borrowing £14,500.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £228.99 followed by a final payment of £7,560.00. Total cost of credit of £3,832.53 and total amount payable of £18,832.53. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. We are a credit broker and not a lender. Magnitude Finance is a trading style of DSG Financial Services Ltd. DSG Financial Services Ltd is a company registered in England & Wales with a company number 02313903. Our VAT registration number is 511678843. DSG Financial Services Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 649675

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