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VW Golf Car Finance

Volkswagen Golf Finance Deals

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-Star rated team with expert knowledge
  • Rates start from 8.9% APR with a representative APR of 8.9%*

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VW Golf Car Finance

Find great Volkswagen Golf finance deals from across the UK

Are you looking at buying a new or used Volkswagen Golf on finance? Car finance can be a great way to get a car without having to save up. However, there are so many Volkswagen Golf finance offers available that it can be a challenge to make sure you’re getting a great deal.

Our simple quote comparison tool lets you quickly and easily compare VW Golf finance offers from different banks, dealers, and lenders throughout the UK. Comparing VW finance quotes can save you time compared to talking to multiple lenders, and it gives you the chance to save money on your car finance.


How much is a VW Golf monthly?

The monthly cost of a VW Golf will depend on the price of the vehicle, your downpayment amount, the interest rate, and the length of your finance deal. You can use our tool to see how much your monthly payments could be, as well as looking at the monthly payments of other models like the VW Polo and the VW Up.


Should I lease or finance a VW Golf?

Leasing and financing a car is very different. If you lease a vehicle you will have lower monthly payments, but you would need to pay a settlement figure at the end if you wanted to own the car. Financing a vehicle means you are fully paying off the car over multiple months.


How can I lower my monthly car payments?

One of the simplest ways to find lower payments for a Volkswagen Golf is to compare quotes from multiple lenders. You can also get lower payments by having a longer finance term, though this will increase the amount of interest you pay over the whole course of your finance plan.


Does Volkswagen offer its own finance?

Volkswagen will often offer finance deals to people who purchase new or used cars with them. However, getting finance from the dealership does not guarantee that you are getting the best deal. You should always compare quotes from multiple lenders if you want to increase your chance of saving money.


How long does approval take for car financing?

Most lenders will offer approval for financing within one or two business days. In some cases, it could take longer to get approval, but it should take no longer than two weeks at most.


What is the interest rate on a VW Golf?

The standard interest rate for car finance is usually between 3% and 15%, though this varies a lot between different lenders. You will usually get a better interest rate if you have a better credit rating.


How much downpayment do I need for a VW Golf?

Most lenders will require a deposit of 10% to 20%. You can find some lenders who accept smaller deposits or even 0% deposit deals, though these tend to have higher interest rates.

*Representative Example – Personal Contract Purchase: Cash Price £15,000.00, Deposit £500.00, borrowing £14,500.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £228.99 followed by a final payment of £7,560.00. Total cost of credit of £3,832.53 and total amount payable of £18,832.53. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. We are a credit broker and not a lender. Magnitude Finance is a trading style of DSG Financial Services Ltd. DSG Financial Services Ltd is a company registered in England & Wales with a company number 02313903. Our VAT registration number is 511678843. DSG Financial Services Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 649675

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