VW ID4 Car Finance
Volkswagen ID4 Finance Deals
- Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
- Get the best available rates on cars from £15,000 – £250,000
- Use a Trustpilot 5-Star rated team with expert knowledge
- Rates start from 8.9% APR with a representative APR of 8.9%*
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VW ID4 Car Finance
Find great Volkswagen ID4 finance deals from across the UK
Are you looking at getting a new car but confused by car finance? Car finance is a great way to afford a car, but with so many plans available, it can be a challenge to make sure you’re getting a great deal.
Our quote comparison tool is a quick and simple way to see Volkswagen ID4 finance offers from lenders throughout the UK. Comparing quotes gives you the chance to save time and money compared to looking for finance quotes yourself.
How much is a VW ID4 per month?
Your monthly payments will be different for each car finance deal. The payment amounts will usually depend on the value of the loan, the deposit you pay, your interest rate, and how long the finance deal is. Our quote comparison tool can let you quickly see how much you might pay. You can also look at finance offers on other models such as the VW ID3 or VW Touareg.
What is the interest rate on the VW ID4?
Most lenders will offer car finance with interest rates between 3% and 15%. You can sometimes get lower interest rates if you have a better credit rating or by increasing your deposit.
How much downpayment do I need for a VW ID4?
Most car lenders will want you to pay a deposit of between 10% and 20% of the car’s total cost. The higher the deposit, the lower the interest rate you’ll usually get offered. If you’re struggling to afford a deposit, some lenders offer deals with lower deposits. This will apply to most cars you looking at, including the ID4 or the VW Arteon.
What is the payoff amount for a car?
The payoff amount or settlement quote refers to the amount you have outstanding on your car finance loan. This is useful to know in case you want to finish paying off your car early.
How long can I finance a VW ID4 for?
Car finance deals usually last for 24 to 48 months. However, some lenders will offer shorter plans of 12 months, while some will offer longer plans of 60 to 72 months. Longer finance plans will have lower monthly payments, but you will usually pay more interest overall.
Can I pay for car finance on a credit card?
Yes, many lenders will let you make monthly payments on a credit card. You should check with a lender before you accept a finance offer if you need to make payments on a credit card.
Is it hard to get approved for finance on a VW ID4?
Lenders will want to see that you have a good credit history with no defaults or missed payments. They will also want to see that your income is high enough to cover the monthly payments. If you’re struggling to get approved you can look at improving your credit history.
*Representative Example – Personal Contract Purchase: Cash Price £15,000.00, Deposit £500.00, borrowing £14,500.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £228.99 followed by a final payment of £7,560.00. Total cost of credit of £3,832.53 and total amount payable of £18,832.53. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. We are a credit broker and not a lender. Magnitude Finance is a trading style of DSG Financial Services Ltd. DSG Financial Services Ltd is a company registered in England & Wales with a company number 02313903. Our VAT registration number is 511678843. DSG Financial Services Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 649675