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Cheap Light Truck Insurance

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Light Truck Insurance – Compare Cheap Quotes

If you run a logistics, manufacturing or construction business that relies on light trucks like the Renault Master or Nissan Eco-T for its business operations then it’s vital that you have the best light truck insurance in place to protect your company’s assets.

However, just because you need a good light truck insurance policy doesn’t mean you should pay over the odds for it – and that’s where we come in.

Quotezone.co.uk’s truck insurance comparison service can help you compare light truck insurance quotes from a wide range of different providers, which could increase your odds of finding the right insurance for your light truck at the best possible price.

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What’s the difference between light truck insurance and van insurance?

The two types of policies are very similar, because a ‘light truck’ is a commercial vehicle that weighs less than 3.5 tonnes, and many vans would fit that description too.

However, technically there is a difference between these two types of vehicles, even though the terms are used interchangeably.

Technically a light truck is a commercial vehicle that weighs less than 3.5 tonnes and has separate truck cab and cargo areas, whereas with a van the cab and the cargo area are fully integrated.

Having said that, many van insurance specialists will be able to offer you an insurance policy for your light truck even if your vehicle does happen to have a separate truck cab, and similarly many truck insurance companies are able to offer insurance for vans.

How much does light truck insurance cost?

The insurance premium calculation for insuring a light truck is dependent on a wide range of different factors, including the age and type vehicle, where you keep the light truck when you aren’t driving it, your estimated annual mileage, where you operate, your driving record and whether or not you have any points on your licence, the level of cover that you require and how many years’ no-claims bonus you have.

Given how many variables influence the insurance premium calculation, the only way to get an accurate idea of how much your light truck insurance might cost is to compare insurance quotes from a number of different insurance providers and then go with the one that offers the best insurance coverage at the best price.

Does it cost more to insure a light truck insurance if I use that vehicle to transport hazardous materials?

It’s possible that some truck insurance specialists might charge a higher premium if you’re insuring a vehicle that’s used to transport hazardous materials, but it’s still vital to declare this fact because otherwise your policy could be void.