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Ford Ranger insurance – Compare Cheap Quotes
Stylish and tough, the Ford Ranger is a practical pick-up that is handy for carrying large goods and for driving off-road.
The right Ford Ranger insurance can not only protect your vehicle and passengers but also other people and their vehicles. Plus, there’s a variety of optional extras available meaning you can tailor your insurance to cover exactly what you want.
What is the Ford Ranger insurance group?
Depending on the exact model and specification, Ford Rangers are usually found in group 37-42, so quite high in terms of cover.
Which level of cover should I get for my Ford Ranger?
The three most common types of van insurance are third party, fully comprehensive and third party, fire and theft (TPFT). Third party covers other people, their vehicles and property. For this and a little extra cover, you need TPFT which protects your car if it’s stolen or damaged by fire too. Comprehensive is the highest level of van insurance cover and includes everything in third party and TPFT as well as damage to your own van.
What information is needed to get an insurance quote?
Insurance providers will require some personal information like your age, postcode and driving history. You’ll also need to provide some information about your Ford Ranger including its engine size and where it is kept overnight.
Can I reduce my Ford Ranger insurance?
Yes, the easiest way to get a good deal is by shopping around and comparing quotes. However, by adding a more experienced or older driver to your policy, you can also reduce your costs. The amount of miles you drive a year and where you keep it overnight can have an effect too.
Does Ranger insurance get cheaper as the van gets older?
Older vans are sometimes cheaper to insure, because as a van ages, its value decreases. Therefore the payout after an accident is likely to decrease too which is why insurance premiums might be a bit lower.
What are policy add-ons?
Policy extras include cover for misfuelling, vandalism, lost keys and accidental damage. You can also add on cover if you’re going to be driving abroad or if you want to be protected if you’re in an accident with an uninsured driver. While these aren’t legally required, they can be a wise addition, especially if you’re miles from home in a foreign country.