Cheap Campervan Insurance
Compare cheap campervan insurance
Quotezone’s UK campervan quote comparison system could save you time and money.
Campervan insurance from Quotezone.co.uk
Simply fill in your details once on our 1 stage form, and we will pass your details to our selected UK campervan insurance providers who will then call you to discuss a suitable quote!
Using the campervan insurance system means that you don’t need call the brokers, they call you and try to offer you a deal so you can easily do a campervan insurance comparison - whether it’s for a VW, transit, classic or even a folding or self build campervan!
Things to remember…
When you are contacted by an insurance provider, make sure you check through any details they have about you and ensure you answer all questions honestly - otherwise it could result in purchasing invalid campervan cover for your Volkswagen, Hymer or other campervan.
It can also be a good idea to be on the lookout for additional features and discounts, including campervan breakdown cover, these can be available for a number of reasons including if you have low mileage, or if you are a member of a camper van or motorhome owners club.
Also, be sure you are getting the right level of cover to suit your campervan needs before purchasing, different providers will offer varying levels of cover so be careful and check what is on offer.
Campervan insurance guide
The open road, the excitement of going on a trip, and of course, the lure of taking accommodation for that trip. This is why plenty of people invest in a campervan, so they might enjoy all the perks of owning one.
However, before a person buys one and heads out on their first trip, they might want to look into getting some cheap campervan caravan insurance. Our guide will help to understand what to look for.
Is campervan caravan insurance NI necessary?
Quite simply, the answer is yes. The law requires someone to insure their campervan so they could be covered if they should be involved in an accident. However, there are lots of options to consider, so it is worth figuring out what insurance is needed.
Look for a policy that covers the type of campervan
The word campervan might be used to cover all kinds of similar vehicles, but there are different models on the market today. Everything from a micro campervan to a low-profile model and even an American RV could fall into this category.
Thus, when a person goes to compare campervan caravan insurance which could be done online they could make sure each quote covers the exact make, model and type of vehicle they have.
Choose from the three main forms of insurance
As with car insurance, campervan caravan insurance Northern Ireland comes in three types third party only, third party fire and theft, and comprehensive insurance cover.
Third party insurance usually covers the essentials required by law. Third party fire and theft covers for the addition of fire damage and the theft of a campervan. Comprehensive insurance means someone could be covered by damage caused to their own vehicle in an accident, as well as damage caused to another vehicle.
It could be useful to think about the age of the campervan and how much it might cost to replace or repair it if anything happened to it before choosing the appropriate level of cover. For new or nearly-new campervans, and those that are worth a significant amount, fully-comprehensive cover might be the best choice. However, it could be wise to check to make sure to know exactly what cover is provided before accepting any particular offer of insurance.
How good is the campervan security?
This may another area campervans have in common with other vehicles when it comes to getting insurance in Northern Ireland and in other areas. If someone could show the insurer they have taken additional steps to increase the level of security the campervan enjoys, this may be reflected in the premium that is paid. For example, could the campervan be parked in a garage or at least off the road, as opposed to parking it outside the home? Is the campervan always locked? Are all valuables removed when it is not in use? Being able to do these things could well reduce the premium. The same applies to fitting an alarm or additional security features such as a steering wheel lock.
Needing European cover?
Many people buy a campervan so they may head abroad and discover the continent, while staying somewhere familiar every night. The freedom this gives to explore is second to none.
However, if a person does intend to travel abroad, they’re likely to need European cover. This is sometimes referred to as EU cover, but its basically the same thing. It could covers for any accident someone might have while abroad. Incidentally, European breakdown cover might also be worth getting in this instance.
Be aware that if someone intends to live in a campervan long-term, they may need to look for a different policy. Not all insurers may cover this type of extensive ongoing use. To this end, using a comparison service such as CompareNI could help someone gain access to more specialist insurers in NI who may be able to help.
It is usually normal to consider contents insurance for things someone keeps at home. Well, in this case, contents insurance is also essential to cover all the items someone has in their campervan. Usually the same rules apply to this cover as they do to home contents insurance. If it doesn’t form part of the motorhome itself, it falls under contents insurance.