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What is off license insurance?
If you are running a licensed premises, insurance is a good idea. If you questions, take a look at our guide to getting quotes for off license insurance.
Off license insurance is a type of commercial property insurance. You take out off license insurance to help protect your business premises. You will need it to cover the costs if something goes wrong.
What does licensed premises insurance cover?
Licensed premises insurance protects your building and its contents against damage. This kind of damage may include accidents, vandalism or if customers break something.
What else can I insure licensed premises for?
You may look at public liability insurance. When you are dealing with members of the public, then liability insurance is a good idea. It can help to protect you if a customer has an accident and makes a claim.
Business equipment insurance may be a good idea too. This will cover the equipment you need for your business. If you have employees, you will need employers’ liability insurance by law in the UK.
Are there similar types of insurance?
There are similar types of insurance that may also suit your needs. Restaurant insurance is a version of licensed premises insurance. Another type of cover in this area includes bistro insurance.
What is a premises license?
A premises license is different to licensed premises insurance. A premises license is granted by the local council and allows the sale of alcohol in your store.
Do I need licensed premises insurance?
If you run a licensed premises business, insurance is a good idea. There may be an accident and cover helps to protect you against loss if you can’t run your business. Cover can help to pay for repairs or settle claims. It is a good idea to be specific about all details of your business to get accurate quotes.
Where can I get licensed premises insurance?
Many providers offer insurance for a licensed premises. Use our service to get a range of quotes from providers across the UK.
How much does licensed premises insurance cost?
Each business is different and each policy is different. It’s easy to find out how much cover may cost by getting a range of quotes. Then you compare quotes and see which one is a good deal for you.