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Replacement to Invoice Insurance
Return to Invoice insurance is a guaranteed way of insuring your vehicle against any loss or damage. If you buy a vehicle and opt for ordinary insurance you will only recoup the value of the vehicle in the event that it is written off. With RTI insurance you are guaranteed the paid price if you vehicle is totalled. Quotezone can offer you the best and cheapest quotes using our online system. We work with brokers and insurance providers around the UK to bring you a cheap, top quality insurance policy. RTI insurance pays the deficit between the invoice price of the vehicle and the value of the vehicle.
Is RTI different from regular insurance?
RTI is different in one main aspect. If you lease a car, buy a car on hire purchase or take out a loan for car finance, the vehicle will be worth the price you paid on the invoice. After a while, the car will depreciate in value and this is known as the book value. If you need to claim for total loss, your insurance company will only pay you the book value, rather than the price you paid on the invoice. This can cause financial problems and will not guarantee you a new car to the same value. RTI offers coverage to account for the whole price paid, therefore protecting your loan payments and covering any deficit. It gives new car owners total peace of mind.
Is it regulated?
Quotezone will only work alongside FCA regulated insurance providers within the UK.