How do I know if my lock is a 5 lever mortice deadlock?
Some of the questions that an insurance provider asks us about our home security are impossible to answer. We simply don’t know. One of the questions that frequently stumps homeowners trying to find home insurance, is what front door lock type their home has. We answer how you identify an insurance-approved door lock below. We investigated how you can identify a 5 lever mortice lock, so you can accurately report that to your insurance company. Here’s everything you need to know about locks.
What’s a 5 lever mortice deadlock?
This deadlock is a type of lock used in interior and exterior doors. It requires a key to open it. The manufacturers design the key to fit over five separate pins, or levers, which manufacturers build into the lock on the door. The key must hit all points to open the door.
How to identify a 5 lever mortice lock?
The manufacturer inscribes the number of levers in each lock on the side of it. 5 lever locks are often fitted to wooden doors. They require a key to open and can lock from inside or outside the building. The lock on a 5 lever mortice deadlock sits within the door, not over the door or frame. This is how you identify a 5 lever mortice lock.
Is there a difference between a mortice lock and a deadlock?
A deadlock features a keyhole and a bolt as well as a mortice lock. The mortice lock fits inside the door and you can only see it where it joins the frame or around the keyhole. The deadlock means you have a double layer of security. This is an insurance-approved door lock.
Can thieves pick a 5 lever mortice lock?
While 2 and 3 lever mortice locks are easier to pick, a 5 lever mortice lock is difficult. Each lever must remain in the correct position for a burglar to successfully pick the lock.
How do I know if my door lock conforms to BS3621?
A BS3621 door lock is another name for a 5 lever mortice deadlock. If it has 5 lever inscribed on the side, it meets British Standards criteria.
Why do home insurers care about locks?
The better the home security system you have, the less risk to the insurer. If you do not have a 5 lever mortice deadlock, getting one installed might lower your home insurance premiums.
Can I get a 5 lever mortice deadlock installed?
It depends on the type of door you have. They are not compatible with plastic or UPVC doors. You may need to remove or replace your current door with a wooden door, with the BS3621 compliant lock on it.
Where can I compare quotes for affordable home insurance?
You can use the Quotezone.co.uk website to compare quotes on home insurance. This will let you find out if replacing your doors is equal to the savings you make on insurance.
This article is intended as generic information only and is not intended to apply to anybody’s specific circumstances, demands or needs. The views expressed are not intended to provide any financial service or to give any recommendation or advice. Products and services are only mentioned for illustrative rather than promotional purposes.
Compare Home Insurance
We search up to 50 home insurance providers to save you hassle and money