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Personal Injury Insurance


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Unfortunately in life accidents happen and no matter how prepared we feel we may be, we can always potentially get taken off guard. That why having the right insurance coverage can be so important. If you ever have a serious injury which prevents you from being able to work or otherwise meet you financial obligations, personal injury insurance can offer you compensation in the form of a lump-sum pay out.

What injuries can personal injury insurance cover

The common types of insurable events covered under personal injury insurance include the following:

  • Accidental injury caused at work
  • Violent assault
  • Road accident related injury
  • Loss of limb
  • Complete or permanent disability
  • Fall related injury

This list is by no means exhaustive of the types of injuries that can be covered under a personal injury policy but should give you a good general idea of what you can be covered against.

What counts as a personal accident?

The definition of an insurable personal accident can vary from insurer to insurer. The best way of checking what your policy can cover is by checking all policy details before taking out the add-on. The level of coverage you choose will also determine how much you can get as a lump-sum payment in the event of a breakdown.

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