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Life Insurance for high BMI

Obesity life insurance

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Life Insurance For High BMI

Can you get obesity life insurance?

Do you struggle to maintain a healthy weight? If so, this could impact how much you pay for life insurance, and if providers are willing to sell you a premium or not. We are here to help. Quotezone provides quotes retrieved from our extensive network of UK based insurance suppliers. We can help you find quotes for obesity life insurance, even if you do have a high BMI. Nobody should be penalised for their weight. Here’s everything you need to know about getting life insurance as a ‘fat’ person.


Why am I struggling to find life insurance?

You might find it difficult to track down which life insurance companies don’t penalise you for added weight. Obviously, extra weight comes with added potential health risks. Life insurance companies are therefore less generous in providing life insurance for high BMI clients. They see this added weight as a risk since it threatens your health. This results in fewer options available to you in life insurance terms.


Does high BMI affect life insurance?

Yes, unfortunately, it does. This is due to the perceived added risk a high BMI presents to your health. Insurers don’t like risk and will raise the premiums accordingly. Since life insurance has always been means tested, it is not discrimination even if it is morally grey.


Can you get life insurance for high BMI?

Although insurance providers are likely to up the cost of premiums due to the added risk, you can still find life insurance even if you have a high BMI. It can be tricky to track down companies but using a tool like ours will make it simple and swift.


What does obesity life insurance cover me for?

Obesity life insurance will pay out a cash sum to your loved ones when you die. This means you can pay for your own funeral arrangements. Otherwise, your loved ones would pay for them. It may even provide them with a small cash gift when you die.


Does high BMI life insurance come in whole life or term?

High BMI or obesity life insurance can come in either whole life or term insurance. Whole of life is as it sounds while term life insurance is for a set period of your life. For example, you might take out a policy for life insurance for the over 58s if you are older.


How much does life insurance for a high BMI person cost?

The fastest way to find out what it costs for high BMI life insurance is to run a quote online. You can do this on the Quotezone website, where we can help you compare prices on everything from landlord’s insurance to your mortgage.


Where can I compare quotes for obesity life insurance?

You can compare quotes for obesity life insurance with us. We make it as easy as possible to find quotes on high BMI insurance.

Visit Quotezone today to see what policies you can secure today.