Find commercial mortgages – compare mortgage rates from specialist lenders

If you’re looking to purchase or refinance a commercial property, it would be a wise idea to compare commercial mortgage offers from a range of specialist lenders. After all, every lender has their own specific set of lending criteria, which means the mortgage rates you’re offered can vary quite a bit from one commercial mortgage company to the next.

Can’t I just speak to a lender directly to take out a commercial mortgage?

Some commercial mortgage providers don’t advertise their products, relying instead of financial intermediaries to introduce borrowers to them, but some lenders will be happy to deal with you directly.

However, by using a commercial mortgage broker you will be able to compare rates from a wide range of different lenders, which means you could potentially find a better deal than if you tried to go it alone.

Do commercial mortgages have higher interest rates than residential mortgages?

Yes, the interest rate lenders will offer you will usually be a little higher when you’re taking out a commercial mortgage, which is another reason why it pays to shop around for the best deals rather only speaking to one lender.

What is the maximum Loan-to-Value I can get on commercial mortgages?

Different lenders offer different loan-to-value (LTV) levels, but in many cases the maximum LTV you might be able to find for a commercial mortgage will be 75%.

Your property could be repossessed if you do not keep up with repayments

Seopa Limited (trading as Quotezone.co.uk) has partnered with Cornerstone Finance to allow customers to search and compare financial products, for example, loans and mortgages. When you take out a financial product via Cornerstone Finance, your lender will pay commission directly to Cornerstone Finance, who will in turn pay part of that commission to Quotezone.co.uk.