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Compare Natwest Mortgages Online

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Compare NatWest Mortgages Online

NatWest Mortgage Reviews

Established in 1968, NatWest is a popular commercial and retail bank with over 7.6 million personal customers. NatWest became part of the Royal Bank of Scotland Group and is now one of the largest mortgage providers in the UK. If you’d like to see if NatWest has the perfect mortgage for you, use Quotezone’s independent comparison tool and find out. You’ll be able to compare Natwest mortgages to see how competitive they are.

How hard is it to get a mortgage with NatWest?

Although their approval rate is in line with the other major UK lenders, NatWest mortgage reviews suggest that those with a poor credit score or a bad credit history may struggle to get approved for a NatWest mortgage.

What mortgages are offered by NatWest?

When you compare NatWest mortgages you’ll find that they cater for most needs, offering:

  • First time buyer mortgages. 
  • Mortgages for new customers  – including those with as little as a 5% deposit.
  • Buy to let mortgages.
  • Remortgaging options.

Notable exceptions from these mortgage provisions are lifetime and equity release mortgages, such as home revision plans.

Does NatWest have a mortgage app?

You can apply for a NatWest mortgage through their website, allowing for a paperless mortgage application.

Their online application system gives you access to a mortgage calculator tool, DigiDocs (which allow you to sign, share and capture mortgage-related documents online), an application tracker, and online support.

How long does it take to get a mortgage approval at NatWest?

Using NatWest’s mortgage application tracker you can track your progress using the reference number you’re given within two working days of your initial application.

It can then take up to three weeks to hear whether or not the application has been approved.

What will I need to apply for a NatWest mortgage?

During the mortgage application process, NatWest will need:

  • A credit report – and you can check your credit score using the NatWest app.
  • Proof of ID – such as a passport or driving license.
  • Proof of address – such as utility bills, bank statements or a council tax letter.
  • Evidence of your deposit – for example, a bank statement from your savings account or a signed letter from the individual gifting you the deposit.

Are NatWest mortgage reviews good?

Which? customers rate NatWest mortgages highly, ranking NatWest 5th on the mortgage lenders table.  

NatWest rates highly across the board, from customer service to value for money, resulting in a solid overall review by Which?. So yes, Natwest mortgage reviews are good.

How do mortgages work at NatWest?

As with most other lenders, NatWest offers an initial fixed or variable rate for an agreed set period.  After this time the interest that you pay on the mortgage will revert to a Standard Variable Rate (SVR) unless you have moved to a different fixed or tracker rate mortgage.

To pay for your monthly mortgage repayment, NatWest will ask you to set up a monthly Direct Debit. The payment will come out of your bank account on the same date each month – so make sure you pick a date where you know your account is going to be able to cover it!

If you’re ready to find a new mortgage, compare NatWest mortgages now.