Ads Related To – Current Accounts
Quotezone does not provide any financial services in connection with current accounts. We appreciate some web site visitors may be interested in current accounts, so on this page we merely display external advertisements relating to current accounts. We purely display these adverts and do not check or validate their content or the content of the third party website advertised. The order of listings does not represent any advice, recommendation or comparison by Quotezone. By clicking on any of the below, you will be brought to a third party website which has no affiliation with Quotezone.
Current Accounts | Open a current account online | Barclays
Be a UK resident Join Premier Banking by opening a Premier Current Account. You also need a gross annual income of at least £75,000 paid into the account, or a total balance of at least £100,000 in savings with us, in Barclays UK investments, or in a mix of savings and investments. Premier Current Accountwww.barclays.co.uk/current
Current accounts | Open current account online | Nationwide
Nationwide offers a range of current accounts for different needs and preferences, such as interest, travel, breakdown cover, and student discounts. You can also join as a member of a building society and enjoy the benefits of banking with us.www.nationwide.co.uk/current-accounts
Best bank accounts: Get up to £200 to switch or up to 8% …
What is a current account? A current account is a type of bank account that keeps your money secure and helps you manage your finances. They give you an easy way to make payments to others (for example, standing orders and direct debits) and let people pay you (for example, your employer).www.moneysavingexpert.com/banking/compare-best…
Current accounts | Open a current account | Santander UK
Full details Everyday Current Account Simple and straightforward account with no monthly fee Contactless debit card Full details 1|2|3 Student Current Account A free 16-25 railcard for four years Interest free overdraft of £1,500 for the first 3 years of your studies Pay in at least £500 into your account every 4 months Full detailswww.santander.co.uk/personal/current-accounts
Compare Current Accounts – Up to £175 in Switch Incentives …
Find the best current account for your needs and bag a bonus when you switch to a new provider. MoneySuperMarket helps you compare current accounts from more than 10 providers, including cash incentives, overdrafts, interest rates and more.www.moneysupermarket.com/current-accounts
Northern Ireland savings accounts
Compare savings accounts for Northern Ireland
Find the best Northern Ireland savings account for you
Everything you need to know about comparing savings accounts for Northern Ireland
Finding the best savings account for your financial goals can be a tedious task. With so many providers in Northern Ireland offering similar deals, it can be a confusing and time-consuming endeavour to locate the right provider. At Quotezone, we will take your information and use it to locate the providers and saving accounts for Northern Ireland that best suit your needs. Even after you are presented with our personalised summary table, you can make use of the ‘adjust your quote option’ feature to further refine your search. If you’re unsure of the different types of savings account that are available, read our detailed guide below to ensure that you know what you’re looking for to make the best possible decision.
Why do I need a savings account?
Creating distance between you and your savings is one of the best ways to ensure that you stay dedicated to your savings plan. Rather than leave your money stagnant in a current account, finding the right savings account can allow you to gain interest on your funds over time. With options available to suit your deposit and withdrawal preferences, you can have peace of mind knowing that your money is secure and also generating interest.
What is AER?
AER stands for annual equivalence rate. This shows how much the interest rate would be if the rate was worked out once a year. You can use this percentage to compare various account options.
What types of Northern Ireland savings account should I be aware of?
There are five main types of savings account that you should take note of before choosing the right option for your needs: regular savings accounts, bonus savings accounts, cash ISAs, fixed rate savings accounts, and fixed rate bond accounts.
What is a regular savings account?
This account is for those who wish to deposit money and make withdrawals at any time. If you’re looking for an account that’s easily accessible without any withdrawal fees, then a regular savings account may be the one that best suits your needs. The AER is usually at the lower end of the savings account options, however, this typically comes with the benefit of being able to draw upon your funds whenever a situation arises when you need access to your money.
What is a Bonus Savings account?
Similar to a regular savings account, a bonus savings account allows you to deposit your money regularly and make withdrawals when needed. The main difference is that you can be rewarded for leaving your funds untouched for an extended period of time to get a higher AER. Should you need to make a withdrawal, the AER will be adjusted to a lower rate but you won’t be charged. If you’re in a position to save money without a particular need to withdraw, this might be the right option for you.
What is a Cash ISA?
A Cash ISA allows you to accumulate tax-free interest on your savings, typically over a fixed period of time. Not all ISA providers will allow withdrawals until the end of your fixed period. Some providers may allow for an internal transfer to be made to another account that is held with the same company.
What is a fixed rate savings account?
A fixed rate savings account is aimed at those who are comfortable saving their money for a particular amount of time, usually one to three years, at an AER that correlates to the length of your fixed time period. If you’re saving for a future expenditure and won’t need to access your funds for a set time, then this account will allow you to make interest on your savings while it sits safely in your account. If you require an early withdrawal, you will most likely have to pay an account closure fee to remove the total amount of your funds.
What is a fixed rate bond account?
This type of account is similar to a fixed term savings account with the exception being that you will not be able to make a deposit once you’ve lodged your money. Most fixed rate bond accounts span between one and three years at a fixed AER. The main benefit of a fixed rate bond account is the ability to calculate your interest prior to the end of your fixed period so you’ll know exactly how much money you’ll have when the account closes. If you have a lump sum that you wish to put away for a given time, then this account may be the right option for you.