Audi A3 Finance
Car Finance for Audi A3
- Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
- Get the best available rates on cars from £15,000 – £250,000
- Use a Trustpilot 5-Star rated team with expert knowledge
- Rates start from 8.9% APR with a representative APR of 8.9%*
What people have to say about us
Very easy to use, just input your details and they do the rest.
Stuart
“”
Very easy and quick to compare quotes.
Jacob
United Kingdom
4.76/5 from 3296 customer reviews
Audi A3 Finance
Find great Audi A3 car finance deals from across the UK
Whether you’re looking at buying a new or used Audi A3 on finance, it can be a challenge to make sure you’re getting a great deal. Like many other Audi models, the Audi A3 is a popular car, meaning that prices are high, and finance deals can seem expensive.
Our simple quote comparison tool is a great way to easily compare quotes for Audi A3 finance. Comparing quotes can help give you an idea of what lenders from across the UK can offer, giving you the chance to save money and time.
How much is an Audi A3 per month?
The monthly payments for an Audi A3 will depend on several factors. These include the purchase price or loan value, your deposit amount, the interest rate, and the term length of the loan. If you want to get a fast quote for Audi A3 finance, use our handy quote comparison tool.
Is it better to lease or finance an Audi A3?
Leasing and financing an Audi A3 is a very different process. If you buy the car on finance, you’ll pay a deposit and then make monthly payments until the car is paid off. If you finance the car, you’ll make lower monthly payments to use it, but you won’t own the car at the end of the term unless you finish paying it off.
How long is the finance on an Audi A3?
Different lenders will offer different finance term lengths. Most car finance is from 24 to 48 months. Some lenders will offer shorter terms of 12 months, and some will offer longer terms of 60 to 72 months. While a longer loan term length will reduce your monthly payments, it will increase the total amount of interest you pay on the loan.
What deposit will I need for an Audi A3?
Most car finance lenders will require a deposit of between 10% and 20% for an Audi A3. You can find lenders who will accept lower deposits or lenders who do not require a deposit, but this will require a good credit score and you might have to pay higher interest rates.
Does having car finance affect your credit?
Buying an Audi A3 on finance will affect your credit score the same as any other loan. Making your payments correctly will improve your credit rating, but the loan will be counted as an expense and may affect getting other loans.
What interest rate can I get on an Audi A3?
Most car finance deals have interest rates between 3% and 15%, but the exact interest rate depends on several factors, including the purchase price, deposit amount, and credit score.
Is the Audi A3 a luxury car?
The Audi A3 is considered a luxury car, much like the Audi A1. This is part of the reason that the Audi A3 holds its value well, making it a popular vehicle to buy on finance.
*Representative Example – Personal Contract Purchase: Cash Price £15,000.00, Deposit £500.00, borrowing £14,500.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £228.99 followed by a final payment of £7,560.00. Total cost of credit of £3,832.53 and total amount payable of £18,832.53. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. We are a credit broker and not a lender. Magnitude Finance is a trading style of DSG Financial Services Ltd. DSG Financial Services Ltd is a company registered in England & Wales with a company number 02313903. Our VAT registration number is 511678843. DSG Financial Services Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 649675