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Ford Focus Finance Deals

Car Finance for a Ford Focus

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-Star rated team with expert knowledge
  • Rates start from 8.9% APR with a representative APR of 8.9%*

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Ford Focus Finance Deals

Find great UK deals on car finance for a Ford Focus

Getting car finance can be a great way to afford a new or used car. Getting a Ford Focus on finance can be a challenge with so many offers to consider and it’s not always easy to know if you are getting a great deal on Ford car finance.

If you want to quickly and easily compare Ford Focus finance deals, you can use our handy quote comparison tool. Comparing quotes for car insurance can help give you the opportunity to save money and get a better deal. It can also be a lot quicker than comparing offers from multiple lenders yourself.


How much is a Ford Focus per month?

Your monthly payments for a Ford Focus will depend on several factors, including the price of the car, your deposit, the interest rate, and the length of your finance plan. Our quote comparison tool will let you quickly see how much you could pay. You can also compare offers for other cars, such as the Ford Escort or Ford Fiesta.


How much do you need to make to afford a Ford Focus?

Lenders will want to see that you can afford the monthly repayments on your car finance plan. This means you will need to have a high enough income to cover your other debts and expenses. Most lenders will want to see that your car finance payments are less than 10% of your take-home pay.


How can I get a low interest rate on a Ford Focus?

The easiest way to get a low interest rate is to compare quotes from banks, dealers, and lenders throughout the UK. You can also sometimes get a lower interest rate by increasing the deposit you pay, or by improving your credit rating.


Should I get car finance from the Ford dealership?

Most dealers will offer car finance plans on vehicles that you buy from them. However, this does not guarantee that you are getting a great deal. You should always compare car finance quotes from multiple lenders.


What is the settlement figure on car finance?

The settlement figure is the amount of money left to pay off until the car loan is sellted, except for interest. This is useful to know in case you want to pay off your vehicle early.


How long can I finance a Ford Focus for?

Most car finance deals last from 12 to 48 months. Some dealers also offer longer finance plans, from 60 to 72 months. Having a longer term will decrease your monthly payments while increasing the amount of interest you pay overall.


How do I finance a Ford Focus?

The simplest way to finance a Ford Focus is to compare quotes from multiple lenders. Once you have found a deal you’re happy with, you can follow the on-screen prompts to get in touch with the lender.

*Representative Example – Personal Contract Purchase: Cash Price £15,000.00, Deposit £500.00, borrowing £14,500.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £228.99 followed by a final payment of £7,560.00. Total cost of credit of £3,832.53 and total amount payable of £18,832.53. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. We are a credit broker and not a lender. Magnitude Finance is a trading style of DSG Financial Services Ltd. DSG Financial Services Ltd is a company registered in England & Wales with a company number 02313903. Our VAT registration number is 511678843. DSG Financial Services Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 649675

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