Vauxhall Astra Finance
Vauxhall Astra Car Finance Deals
- Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
- Get the best available rates on cars from £15,000 – £250,000
- Use a Trustpilot 5-Star rated team with expert knowledge
- Rates start from 8.9% APR with a representative APR of 8.9%*
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Vauxhall Astra Car Finance
Find Great Vauxhall Astra Car Finance Deals From Across the UK
Are you considering buying a new or used Vauxhall Astra? Buying a car can be expensive, so it’s no wonder that a lot of people look at buying their Vauxhall Astra on finance. However, it can be hard to make sure that you are getting a great deal on your car finance.
Our quote comparison tool is a simple and fast way to get car finance quotes from different banks, dealers and lenders throughout the UK. Comparing quotes can help save time and money when looking for car finance on your Vauxhall.
Does Vauxhall offer its own finance?
Yes, Vauxhall will often offer car finance plans on vehicles that you buy from them. However, you do not always get the best deal if you get finance through the dealer where you are buying the car. You can often get better deals by comparing quotes.
What is the interest rate on a Vauxhall Astra?
Car finance plans often have an interest rate of between 3% and 15%. This is a large range, showing that you can often find lower interest rates if you compare finance quotes from multiple lenders.
What is the settlement figure on car finance?
The settlement figure is the amount you still have to pay before you fully own the car, not including interest. This is useful to know in case you want to sell the car before your finance plan ends, or in case you want to finish payments early.
What happens if I want to return a financed car?
A lot of dealers will have a cooling-off period where you can still return the car that you have financed, but you should check with the finance lender before taking on a finance plan.
Do car payments affect my credit score?
Yes, car payments will affect your credit score in the same way that most other finance plans will. If you make your payments on time and do not miss payments your credit score should improve. However, your monthly payments will be factored into other loan affordability calculations.
Is it hard to get accepted for finance on a Vauxhall Astra?
Whether or not you get accepted for finance for a Vauxhall Astra will depend on your credit history and how well you can afford the monthly payments. If you are struggling to get approved for car finance for a Vauxhall Astra, you could look at improving your credit score, or look at finance for other cars such as the Vauxhall Corsa.
How long can I finance a Vauxhall Astra?
Most car finance deals will last from 12 to 48 months, though you can find lenders who will offer longer plans at 60 or 72 months. Having a longer finance plan will decrease your monthly payments but will increase the amount of interest you pay in total.
*Representative Example – Personal Contract Purchase: Cash Price £15,000.00, Deposit £500.00, borrowing £14,500.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £228.99 followed by a final payment of £7,560.00. Total cost of credit of £3,832.53 and total amount payable of £18,832.53. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. We are a credit broker and not a lender. Magnitude Finance is a trading style of DSG Financial Services Ltd. DSG Financial Services Ltd is a company registered in England & Wales with a company number 02313903. Our VAT registration number is 511678843. DSG Financial Services Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 649675