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VW Car Finance

Volkswagen Car Finance Deals

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-Star rated team with expert knowledge
  • Rates start from 8.9% APR with a representative APR of 8.9%*

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VW Car Finance


Find great Volkswagen car finance deals from across the UK

Buying a new car can be exciting, but it can also be a challenge. Getting car finance is a great way to afford your new set of wheels, but it can be hard to make sure you’re getting a great deal. Whether you want VW Polo finance or deals for the larger VW Passat, there are many options to choose from.

Our fast quote comparison tool lets you quickly and easily find different deals for VW finance from banks, dealers, and lenders throughout the UK. Comparing quotes helps you find great deals and gives you the chance to save money on your car payments.

 

What credit score do you need for VW car finance?

Different lenders will require different credit scores before they approve people for finance. Generally, as long as you have a good credit score and no defaults or missed payments on your credit history, you will find a range of lenders willing to offer finance deals.

 

Is it hard to get approved for finance on a VW?

Most lenders will want to perform credit checks to ensure you haven’t missed payments on other loans. Lenders will also need to see proof of your income to check that you can meet your monthly payments. If you’re struggling to find a lender, you can look at specialist lenders or improve your credit score.

 

What are the interest rates for VW car finance?

Most lenders for car finance will offer interest rates between 3% and 15%. Your exact interest rate will depend on your credit history, the loan term length, and the lender you use. If you want to see what interest rates you could get, use our quote comparison tool.

 

What is the payoff quote for a car?

The payoff quote or settlement amount is the amount of money that is still outstanding on your car loan. This is the amount that you would need to pay if you want to pay off your car early. It can be useful to know this as paying off your car early can mean paying less interest.

 

What is the deposit on a VW?

You will usually have to put forward a deposit of at least 10% or 20%, depending on the lender. Some lenders will offer finance with smaller deposit amounts, but these finance plans tend to have higher interest rates.

 

Is financing better than leasing?

Financing and leasing are two different types of arrangements. Financing means paying off the car in monthly amounts. Leasing will usually have lower monthly payments, but you do not own the car unless you pay a larger settlement amount at the end of the contract.

 

How can I lower my monthly payment?

One of the simplest ways to find car finance deals with lower monthly payments is to compare quotes from different banks and dealers. You can also increase your term length or increase your deposit amount.

*Representative Example – Personal Contract Purchase: Cash Price £15,000.00, Deposit £500.00, borrowing £14,500.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £228.99 followed by a final payment of £7,560.00. Total cost of credit of £3,832.53 and total amount payable of £18,832.53. Based on 8,000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only. We are a credit broker and not a lender. Magnitude Finance is a trading style of DSG Financial Services Ltd. DSG Financial Services Ltd is a company registered in England & Wales with a company number 02313903. Our VAT registration number is 511678843. DSG Financial Services Ltd is authorised and regulated by the Financial Conduct Authority under firm reference number 649675

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