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Classic Lorry Insurance – Compare Cheap Quotes
Whether you own a 1950s Austin FV, a 1960s Leyland Comet, a 1970s Volvo F10 or a slightly ‘newer’ classic lorry from the 1980s, it’s a good idea to shop around for classic lorry insurance deals before you sign on that dotted line.
After all, when the current insurance policy for your classic lorry is due for renewal there’s a pretty good chance your existing provider’s renewal quote won’t be the cheapest policy you can find.
And that’s where we come in. Quotezone.co.uk’s specialised truck insurance comparison tool can help you compare classic lorry insurance quotes from a range of different providers, which could boost your odds of obtaining the appropriate coverage at the right price.
If I still use my classic lorry as a commercial vehicle does this mean it will cost more to insure?
Many classic lorries are still used as commercial vehicles, particularly the ‘newer classics’ from the early ‘80s. However, that does tend to mean that those classics are likely to clock up a lot more miles each year than a classic lorry that is only driven for pleasure.
Since your estimated annual mileage is one of the risk factors insurance providers usually take into consideration when they’re calculating your premium, that does mean you might have to pay a bit more for your classic lorry insurance if you are still using it as a working vehicle.
How much does classic lorry insurance cost on average?
There isn’t a straightforward average you can use to assess how much your classic lorry insurance is going to cost, because insurance providers take such a wide range of variables into consideration, many of which are specific to you and your lorry. For instance, your lorry’s age, its make and model, its engine size, the type of fuel it uses and its estimated annual mileage will all influence the cost of your classic lorry insurance, as will the driver’s age, location, driving record and No Claims Discount.
Since so many factors are at play when it comes to the cost of your classic lorry insurance policy, the best plan is to use our price comparison service to compare classic lorry insurance quotes from a range of different insurance companies, and then go with the one that offers the best insurance policy at the best price.
Is it true classic lorries don’t require an MOT?
Yes, provided your classic lorry was manufactured at least 40 years ago, and the vehicle hasn’t been modified in any substantial way in the past 30 years, then it’s usually exempt from MOT.
In most cases these classics will also be exempt from vehicle tax too.